WASHINGTON COUNTY TEACHERS Credit Union Profile

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WASHINGTON COUNTY TEACHERS

Charter #6353 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (301) 790-3131

Fax: (301) 733-2467

Founding Date: N/A

Website: http://www.wctfcu.net

Personnel & Operations

President: Alton, Robert

Manager: Ebersole, Steve

FT Employees: 9

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 34

Branches: 3

Hours: M-F 8-5 SAT 9-NOON

Credit Union Profile Summary

WASHINGTON COUNTY TEACHERS is a FCU Credit Union. With a total of 4,447 members [1], this institution manages approximately $91,399,153 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 14.96% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 2.19% [1].

Financial Snapshot

Total Assets [1]
$91,399,153

Total economic resources.

Total Loans [1]
$31,006,186

Total value of outstanding loans.

Total Deposits [1]
$77,508,324

Total funds deposited by members.

Members [1]
4,447

Number of active members.

Performance Ratios

Net Worth Ratio [1]
14.96%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.94%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
40.00%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
5.76%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
2.19%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
1.05%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

19638 LEITERSBURG PIKE, SUITE 100

HAGERSTOWN, MD, 21742

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 3 branches reported by WASHINGTON COUNTY TEACHERS (Charter #6353).

Main Office

Main Office Main Office

Type: Corporate Office

19638 Leitersburg Pike

Suite 100

Hagerstown, MD 21742

Phone: (301) 790-3131

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Hagerstown

CES

Type: Branch Office

10435 Downsville Pike

Hagerstown, MD 21740

Phone: (240) 347-4872

Services: Member Services, ATM

Open in Directions

Williamsport

Williamsport

Type: Branch Office

16802 Virginia Ave

Williamsport, MD 21795

Phone: (301) 582-9170

Services: Member Services, ATM, Drive-Thru

Open in Directions