CEDAR POINT Credit Union Profile

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CEDAR POINT

Charter #5234 | NCUA Region 1 | FCU

Low-Income Designation: No

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (301) 863-7071

Fax: (301) 863-0137

Founding Date: N/A

Website: http://www.cpfcu.com

Personnel & Operations

President: Robrecht, Patricia

Manager: Roach, Charles

FT Employees: 135

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 6

Hours: MONDAY-THURSDAY 9:00 AM TO 5:00 PM FRIDAY

Credit Union Profile Summary

CEDAR POINT is a FCU Credit Union. With a total of 46,517 members ^[1], this institution manages approximately $849,532,419 in total assets ^[1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 9.09% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 6.89% ^[1].

Financial Snapshot

Total Assets ^[1]

$849,532,419

Total economic resources.

Total Loans ^[1]

$482,933,998

Total value of outstanding loans.

Total Deposits ^[1]

$766,938,385

Total funds deposited by members.

Members ^[1]

46,517

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

9.09%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.61%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

62.97%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 7.03%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 6.89%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 4.41%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

22745 MAPLE RD

LEXINGTON PARK, MD, 20653

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 6 branches reported by CEDAR POINT (Charter #5234).

Main Office

Headquarters Main Office

Type: Corporate Office

Type: Branch Office

11100 Weymouth Ct

Waldorf, MD 20603

Phone: (301) 863-7071

Services: Member Services, ATM, Drive-Thru

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