FEDFINANCIAL Credit Union Profile

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FEDFINANCIAL

Charter #216 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (301) 881-5626

Fax: (301) 770-5490

Founding Date: N/A

Website: http://www.fedfinancial.org

Personnel & Operations

President: Cole, Christopher

Manager: Rhodes, Jonathan

FT Employees: 10

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 06

Branches: 1

Hours: 8:00 a.m. - 5:00 p.m.

Credit Union Profile Summary

FEDFINANCIAL is a FCU Credit Union. With a total of 3,879 members [1], this institution manages approximately $78,039,370 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 8.36% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -8.29% [1].

Financial Snapshot

Total Assets [1]
$78,039,370

Total economic resources.

Total Loans [1]
$22,732,037

Total value of outstanding loans.

Total Deposits [1]
$71,006,347

Total funds deposited by members.

Members [1]
3,879

Number of active members.

Performance Ratios

Net Worth Ratio [1]
8.36%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.11%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
32.01%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -0.28%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -8.29%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -3.24%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

10903 New Hampshire Ave Bldg 2

Silver Spring, MD, 20903-1058
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by FEDFINANCIAL (Charter #216).

Main Office

Lockwood Main Office

Type: Corporate Office

11233 Lockwood Dr

Silver Spring, MD 20901-4554

Phone: (301) 881-5626

Services: None specified

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Additional Branches

Silver Spring

White Oak

Type: Branch Office

10903 New Hampshire Ave

Central Shared Use/WO 2

Silver Spring, MD 20993

Phone: (240) 965-3838

Services: Member Services

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