Financial Overview: Kentucky (KY)
Summary for Kentucky
The state of Kentucky is home to 54 credit unions, managing a collective total of $15.63B [1] in assets and serving over 980,250 members [1]. These credit unions exhibit a strong average net worth ratio of 14.22% [1], which is a key indicator of financial stability. The average Loan-to-Share (LTS) ratio of 64.45% [1] suggests CUs here maintain strong liquidity to support future loan demand.
Key Aggregate Metrics
Credit Unions Tracked
54
Total Aggregate Assets [1]
Total Members Served [1]
Avg. Net Worth Ratio [1]
Avg. Loan-to-Share Ratio [1]
Indicator: Higher values mean CUs are actively lending.
Data Source Disclaimer
All data is based on the latest available NCUA Call Report data for federally insured credit unions.
Credit Unions List
| Name | Charter # | Total Assets | Members | Net Worth Ratio | LTS Ratio | Location |
|---|---|---|---|---|---|---|
| YOUNG COMMUNITY | 24950 | $980,039 | 136 | 10.17% | 19.40% | LOUISVILLE, KY |
| LAKE CHEM COMMUNITY | 20641 | $97.9M | 10,553 | 9.19% | 82.24% | Benton, KY |
| GREATER KENTUCKY CU, INC. | 62228 | $90.9M | 9,251 | 11.02% | 84.92% | LEXINGTON, KY |
| REGIONAL MEDICAL CTR HOPKINS CO EMP | 21126 | $9.4M | 1,380 | 12.56% | 61.51% | MADISONVILLE, KY |
| OWENSBORO | 8988 | $89.8M | 6,222 | 12.84% | 49.80% | Owensboro, KY |
| COVE | 19879 | $80.3M | 6,546 | 15.26% | 80.52% | Edgewood, KY |
| DAVIESS COUNTY TEACHERS | 20684 | $72.7M | 5,393 | 11.50% | 68.17% | Owensboro, KY |
| BEACON COMMUNITY | 60883 | $70.1M | 9,444 | 12.36% | 56.99% | Louisville, KY |
| MSD | 20595 | $7.7M | 861 | 13.97% | 76.02% | LOUISVILLE, KY |
| F.C.I. ASHLAND | 4366 | $7.6M | 749 | 16.42% | 75.22% | Ashland, KY |
| MOREHEAD COMMUNITY | 23070 | $60.4M | 4,356 | 12.78% | 53.23% | Morehead, KY |
| SHAWNEE TVA EMPLOYEES | 9497 | $6.1M | 959 | 23.25% | 74.14% | WEST PADUCAH, KY |
| MODERN EMPLOYEES | 8940 | $6.0M | 628 | 13.85% | 50.60% | OWENSBORO, KY |
| KEMBA LOUISVILLE | 62358 | $59.6M | 4,129 | 20.07% | 28.11% | Louisville, KY |
| GREEN RIVER AREA | 12852 | $58.6M | 4,993 | 19.85% | 74.55% | OWENSBORO, KY |
| TRANSCEND | 68666 | $563.0M | 49,172 | 12.67% | 85.63% | Louisville, KY |
| MEMBERS HERITAGE | 68661 | $559.7M | 54,997 | 12.25% | 74.01% | Lexington, KY |
| KUE | 22478 | $54.4M | 2,887 | 14.36% | 42.13% | Lexington, KY |
| METRO PLUS | 63058 | $50.1M | 4,743 | 12.81% | 49.94% | Lexington, KY |
| CORNING GLASS WORKS HARRODSBG | 11285 | $5.3M | 684 | 22.14% | 52.02% | Harrodsburg, KY |
| LOUISVILLE GAS AND ELECTRIC COMPANY | 61123 | $47.6M | 2,815 | 15.80% | 61.61% | Louisville, KY |
| NORTHERN KENTUCKY | 21339 | $42.4M | 7,008 | 12.60% | 46.10% | Highland Height, KY |
| MEMBERS CHOICE | 62026 | $410.7M | 23,296 | 8.09% | 74.38% | ASHLAND, KY |
| ASHLAND | 61792 | $409.5M | 45,426 | 12.01% | 81.90% | ASHLAND, KY |
| AUDUBON | 11168 | $38.6M | 2,607 | 7.17% | 49.55% | Owensboro, KY |
| SIGNET | 23949 | $374.8M | 20,452 | 16.69% | 69.43% | Paducah, KY |
| CLASS ACT | 9106 | $341.9M | 22,639 | 10.36% | 74.72% | Louisville, KY |
| RURAL COOPERATIVES | 61693 | $34.2M | 3,206 | 13.00% | 36.77% | Louisville, KY |
| C-PLANT | 7524 | $338.9M | 15,990 | 14.45% | 46.07% | PADUCAH, KY |
| WHITESVILLE COMMUNITY | 62432 | $33.9M | 2,396 | 11.15% | 39.95% | Whitesville, KY |
| LOUISVILLE FEDERAL | 62433 | $32.2M | 2,257 | 22.61% | 41.98% | Louisville, KY |
| LABOR MANAGEMENT | 21853 | $29.0M | 2,811 | 13.59% | 81.19% | LEWISPORT, KY |
| SERVICE ONE | 62484 | $270.3M | 17,368 | 8.70% | 88.45% | Bowling Green, KY |
| YOUR HOMETOWN | 16702 | $27.6M | 2,509 | 9.24% | 46.52% | Mayfield, KY |
| LEXINGTON POSTAL COMMUNITY | 62370 | $27.3M | 2,207 | 9.27% | 52.26% | Lexington, KY |
| MAIN IMPACT | 22978 | $23.1M | 2,009 | 9.87% | 67.34% | Murray, KY |
| K I T | 16947 | $21.4M | 1,842 | 11.78% | 74.36% | Louisville, KY |
| AUTOTRUCK FINANCIAL | 68617 | $206.0M | 17,834 | 13.34% | 50.03% | Louisville, KY |
| ARH | 20438 | $20.2M | 3,619 | 25.25% | 70.24% | MIDDLESBORO, KY |
| COMMONWEALTH | 24970 | $2.63B | 134,963 | 11.17% | 84.55% | Frankfort, KY |
| ABOUND | 7000 | $2.52B | 120,066 | 16.02% | 89.61% | Radcliff, KY |
| L & N | 9260 | $2.41B | 118,703 | 10.45% | 88.90% | Louisville, KY |
| TAYCO EMPLOYEES | 10177 | $2.1M | 400 | 49.61% | 52.51% | South Shore, KY |
| OLD KENTUCKY HOME | 18172 | $19.5M | 2,230 | 12.13% | 75.66% | BARDSTOWN, KY |
| W B H EMPLOYEES | 10274 | $17.1M | 2,268 | 16.20% | 60.99% | Paducah, KY |
| ADVANZ | 19853 | $155.0M | 9,549 | 15.32% | 51.40% | Louisville, KY |
| BROWN-FORMAN EMPLOYEES | 62482 | $15.2M | 1,357 | 17.93% | 74.06% | LOUISVILLE, KY |
| BLUEGRASS COMMUNITY | 12648 | $14.1M | 1,853 | 8.84% | 69.39% | Ashland, KY |
| KRAFTCOR | 20891 | $13.2M | 1,317 | 7.75% | 57.40% | Hawesville, KY |
| DOE RUN | 23376 | $12.6M | 1,737 | 10.88% | 58.05% | BRANDENBURG, KY |
| THE HEALTH & EDUCATION | 10800 | $119.5M | 12,825 | 16.50% | 42.61% | Lexington, KY |
| EXPREE | 62431 | $109.6M | 9,053 | 11.02% | 85.05% | Frankfort, KY |
| UNIVERSITY OF KENTUCKY | 24165 | $1.55B | 109,620 | 11.33% | 106.15% | Lexington, KY |
| PARK | 24931 | $1.36B | 77,935 | 18.46% | 92.19% | Louisville, KY |