LAKE CHEM COMMUNITY Credit Union Profile

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LAKE CHEM COMMUNITY

Charter #20641 | NCUA Region 2 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (270) 527-4389

Fax: (270) 527-4141

Founding Date: N/A

Website: http://www.lakechemfcu.org

Personnel & Operations

President: Shoulta, Mark

Manager: Evans, Connie

FT Employees: 23

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 66

Branches: 3

Hours: 9-5 M-F 8-12 S

Credit Union Profile Summary

LAKE CHEM COMMUNITY is a FCU Credit Union. With a total of 10,553 members [1], this institution manages approximately $97,891,226 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 9.21% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 1.08% [1].

Financial Snapshot

Total Assets [1]
$97,891,226

Total economic resources.

Total Loans [1]
$73,004,288

Total value of outstanding loans.

Total Deposits [1]
$88,774,294

Total funds deposited by members.

Members [1]
10,553

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.21%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.43%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
82.24%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 1.60%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 1.08%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -23.28%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

35 US Highway 68 E

Benton, KY, 42025
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 3 branches reported by LAKE CHEM COMMUNITY (Charter #20641).

Main Office

Lake Chem Community FCU Main Office

Type: Corporate Office

35 US Highway 68 E

Benton, KY 42025

Phone: (270) 527-4389

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Calvert City

Lake Chem Community FCU

Type: Branch Office

4822 US Highway 62

Calvert City, KY 42029-8459

Phone: (270) 205-4214

Services: Member Services, Drive-Thru

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Murray

Murray Branch

Type: Branch Office

1105 Octane Dr

Murray, KY 42071

Phone: (270) 761-5228

Services: Member Services, ATM, Drive-Thru

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