AUDUBON Credit Union Profile

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AUDUBON

Charter #11168 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (270) 685-3487

Fax: (270) 685-0521

Founding Date: N/A

Website: http://www.audubonfcu.net

Personnel & Operations

President: McFarland, Eddy

Manager: Higdon, Jessica

FT Employees: 8

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: Drive thru 8:30 - 4:30 M-Th 8:30 - 5:30

Credit Union Profile Summary

AUDUBON is a FCU Credit Union. With a total of 2,607 members [1], this institution manages approximately $38,631,016 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 7.23% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -7.05% [1].

Financial Snapshot

Total Assets [1]
$38,631,016

Total economic resources.

Total Loans [1]
$17,717,892

Total value of outstanding loans.

Total Deposits [1]
$35,755,572

Total funds deposited by members.

Members [1]
2,607

Number of active members.

Performance Ratios

Net Worth Ratio [1]
7.23%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.48%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
49.55%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 20.22%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -7.05%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -0.46%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1429 Breckenridge St

Owensboro, KY, 42303
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by AUDUBON (Charter #11168).

Main Office

Main Office Main Office

Type: Corporate Office

1429 Breckenridge St

Owensboro, KY 42303

Phone: (270) 685-3487

Services: Member Services, Drive-Thru

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Additional Branches

Goldsboro

Commercial Business Systems (CBS)

Type: Corporate Office

105 E Walnut St

Goldsboro, NC 27530-3648

Phone: (919) 736-2228

Services: None specified

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