OWENSBORO Credit Union Profile

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OWENSBORO

Charter #8988 | NCUA Region 2 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (270) 683-1054

Fax: (270) 685-3987

Founding Date: N/A

Website: http://www.ofcuonline.com

Personnel & Operations

President: Cook, James

Manager: Berry, Doris

FT Employees: 16

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 36

Branches: 3

Hours: Monday through Friday 8:00am to 5:00pm

Credit Union Profile Summary

OWENSBORO is a FCU Credit Union. With a total of 6,222 members [1], this institution manages approximately $89,819,511 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 12.85% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 0.60% [1].

Financial Snapshot

Total Assets [1]
$89,819,511

Total economic resources.

Total Loans [1]
$38,604,871

Total value of outstanding loans.

Total Deposits [1]
$77,513,426

Total funds deposited by members.

Members [1]
6,222

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.85%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.45%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
49.80%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 10.69%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 0.60%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 15.35%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

717 Harvard Dr

Owensboro, KY, 42301-6185
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 4 branches reported by OWENSBORO (Charter #8988).

Main Office

Owensboro Federal Credit Union Main Office

Type: Corporate Office

717 Harvard Dr

Owensboro, KY 42301-6185

Phone: (270) 683-1054

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Madisonville

Owensboro Federal Credit Union

Type: Branch Office

1412 Chelsa Dr

Madisonville, KY 42431-1671

Phone: (270) 821-0040

Services: Member Services, ATM, Drive-Thru

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Memphis

Share One, Inc.

Type: Corporate Office

2650 Thousand Oaks Blvd Ste 1120

Memphis, TN 38118-2449

Phone: (901) 795-3512

Services: None specified

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Owensboro

Owensboro Federal Credit Union

Type: Branch Office

1208 Triplett St

Owensboro, KY 42303-3160

Phone: (270) 684-1261

Services: Member Services, ATM, Drive-Thru

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