KEMBA LOUISVILLE Credit Union Profile

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KEMBA LOUISVILLE

Charter #62358 | NCUA Region 2 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (502) 459-1411

Fax: (502) 459-4528

Founding Date: N/A

Website: https://www.kembaky.org

Personnel & Operations

President: Edwards, Mark

Manager: Head, Timothy

FT Employees: 8

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: Monday and Friday: 8AM-5PM Tuesday 8AM-4

Credit Union Profile Summary

KEMBA LOUISVILLE is a FISCU Credit Union. With a total of 4,129 members [1], this institution manages approximately $59,622,345 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 20.07% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -4.03% [1].

Financial Snapshot

Total Assets [1]
$59,622,345

Total economic resources.

Total Loans [1]
$13,272,771

Total value of outstanding loans.

Total Deposits [1]
$47,209,258

Total funds deposited by members.

Members [1]
4,129

Number of active members.

Performance Ratios

Net Worth Ratio [1]
20.07%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.57%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
28.11%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
0.60%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-4.03%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-3.39%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

4017 Poplar Level Rd

Louisville, KY, 40213-1523

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by KEMBA LOUISVILLE (Charter #62358).

Main Office

Main office Main Office

Type: Corporate Office

4017 Poplar Level Rd

Louisville, KY 40213-1523

Phone: (502) 459-1411

Services: Member Services, Drive-Thru

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