GREATER KENTUCKY CU, INC. Credit Union Profile

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GREATER KENTUCKY CU, INC.

Charter #62228 | NCUA Region 2 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (859) 231-9300

Fax: (859) 252-3975

Founding Date: N/A

Website: http://www.gtkycu.com

Personnel & Operations

President: HADLEY, KENNETH

Manager: Little, Michael

FT Employees: 20

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 2

Hours: 9AM-4PM M-F 9AM-1PM S

Credit Union Profile Summary

GREATER KENTUCKY CU, INC. is a FISCU Credit Union. With a total of 9,251 members [1], this institution manages approximately $90,891,885 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11.12% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -8.14% [1].

Financial Snapshot

Total Assets [1]
$90,891,885

Total economic resources.

Total Loans [1]
$68,110,217

Total value of outstanding loans.

Total Deposits [1]
$80,200,706

Total funds deposited by members.

Members [1]
9,251

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.12%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.15%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
84.92%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -3.27%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -8.14%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -3.25%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1001 RED MILE RD

LEXINGTON, KY, 40504-2650
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by GREATER KENTUCKY CU, INC. (Charter #62228).

Main Office

MAIN OFFICE Main Office

Type: Corporate Office

1001 RED MILE RD

Lexington, KY 40504-2650

Phone: (859) 231-9300

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Versailles

VERSAILLES BRANCH

Type: Branch Office

479 Lexington Rd

Versailles, KY 40383

Phone: (859) 879-3674

Services: ATM, Drive-Thru

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