CLASS ACT Credit Union Profile

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CLASS ACT

Charter #9106 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (502) 964-7575

Fax: (502) 966-2061

Founding Date: N/A

Website: https://www.classact.org

Personnel & Operations

President: Reteneller, Ruth Ann

Manager: Anonson, Tom

FT Employees: 74

PT Employees: 14

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 34

Branches: 6

Hours: 9:30 - 5:00 Monday - Thursday 9:00 - 5:00

Credit Union Profile Summary

CLASS ACT is a FCU Credit Union. With a total of 22,639 members [1], this institution manages approximately $341,924,927 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.39% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 5.45% [1].

Financial Snapshot

Total Assets [1]
$341,924,927

Total economic resources.

Total Loans [1]
$225,129,238

Total value of outstanding loans.

Total Deposits [1]
$301,291,096

Total funds deposited by members.

Members [1]
22,639

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.39%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.93%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
74.72%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 7.70%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 5.45%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 3.61%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

3620 Fern Valley Rd

Louisville, KY, 40219-1917
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 4 branches reported by CLASS ACT (Charter #9106).

Main Office

Main Office Main Office

Type: Corporate Office

3620 Fern Valley Rd

Louisville, KY 40219-1917

Phone: (502) 964-7575

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Louisville

Doss High School Branch

Type: Branch Office

7601 Saint Andrews Church Rd

Louisville, KY 40214-4017

Phone: (502) 964-7575

Services: Member Services

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Southern High School Branch

Type: Branch Office

8620 Preston Hwy

Louisville, KY 40219-5306

Phone: (502) 964-7575

Services: Member Services

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UofL Branch

Type: Branch Office

331 W Cardinal Blvd

Louisville, KY 40208-1822

Phone: (502) 852-7321

Services: Member Services, ATM

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