UNIVERSITY OF KENTUCKY Credit Union Profile

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UNIVERSITY OF KENTUCKY

Charter #24165 | NCUA Region 2 | FCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (859) 264-4200

Fax: (859) 264-4208

Founding Date: N/A

Website: http://www.ukfcu.org

Personnel & Operations

President: Gayheart, Joseph (Tyler)

Manager: Ross, Ryan

FT Employees: 266

PT Employees: 22

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 34

Branches: 8

Hours: Monday through Friday 9 a.m. - 6 p.m.

Credit Union Profile Summary

UNIVERSITY OF KENTUCKY is a FCU Credit Union. With a total of 109,620 members ^[1], this institution manages approximately $1,549,105,256 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11.37% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 0.83% ^[1].

Financial Snapshot

Total Assets ^[1]

$1,549,105,256

Total economic resources.

Total Loans ^[1]

$1,306,578,698

Total value of outstanding loans.

Total Deposits ^[1]

$1,230,867,327

Total funds deposited by members.

Members ^[1]

109,620

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

11.37%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.66%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

106.15%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 0.56%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 0.83%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 1.91%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1730 Alysheba Way

Lexington, KY, 40509

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 7 branches reported by UNIVERSITY OF KENTUCKY (Charter #24165).

Main Office

Corporate Offices Main Office

Type: Corporate Office

1730 Alysheba Way

Lexington, KY 40509

Phone: (859) 264-4200

Services: None specified

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Additional Branches

Services: Member Services, ATM

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