UNIVERSITY OF KENTUCKY Credit Union Profile

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UNIVERSITY OF KENTUCKY

Charter #24165 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (859) 264-4200

Fax: (859) 264-4208

Founding Date: N/A

Website: http://www.ukfcu.org

Personnel & Operations

President: Gayheart, Joseph (Tyler)

Manager: Ross, Ryan

FT Employees: 266

PT Employees: 22

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 34

Branches: 8

Hours: Monday through Friday 9 a.m. - 6 p.m.

Credit Union Profile Summary

UNIVERSITY OF KENTUCKY is a FCU Credit Union. With a total of 109,620 members [1], this institution manages approximately $1,549,105,256 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11.37% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 0.83% [1].

Financial Snapshot

Total Assets [1]
$1,549,105,256

Total economic resources.

Total Loans [1]
$1,306,578,698

Total value of outstanding loans.

Total Deposits [1]
$1,230,867,327

Total funds deposited by members.

Members [1]
109,620

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.37%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.66%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
106.15%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
0.56%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
0.83%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
1.91%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1730 Alysheba Way

Lexington, KY, 40509

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 7 branches reported by UNIVERSITY OF KENTUCKY (Charter #24165).

Main Office

Corporate Offices Main Office

Type: Corporate Office

1730 Alysheba Way

Lexington, KY 40509

Phone: (859) 264-4200

Services: None specified

Open in Directions

Additional Branches

Lexington

Beaumont

Type: Branch Office

940 Midnight Pass

Lexington, KY 40513

Phone: (859) 264-4200

Services: Member Services, ATM, Drive-Thru

Open in Directions

Hamburg Branch

Type: Branch Office

2557 Sir Barton Way

Lexington, KY 40509

Phone: (859) 264-4200

Services: Member Services, ATM, Drive-Thru

Open in Directions

Reynolds Road Branch

Type: Branch Office

370 Meijer Way

Lexington, KY 40503

Phone: (859) 264-4200

Services: Member Services, ATM, Drive-Thru

Open in Directions

South Broadway Branch

Type: Branch Office

603 S Broadway

Lexington, KY 40508-3125

Phone: (859) 264-4200

Services: Member Services, ATM, Drive-Thru

Open in Directions

Tates Creek Branch

Type: Branch Office

689 Wilson Downing Rd

Lexington, KY 40517-1961

Phone: (859) 264-4200

Services: Member Services, ATM, Drive-Thru

Open in Directions

UK Student Center Branch

Type: Branch Office

160 Avenue of Champions

Ste A - 210

Lexington, KY 40526-2010

Phone: (859) 264-4200

Services: Member Services, ATM

Open in Directions