WHITESVILLE COMMUNITY Credit Union Profile

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WHITESVILLE COMMUNITY

Charter #62432 | NCUA Region 2 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (270) 233-4447

Fax: (270) 233-4880

Founding Date: N/A

Website: http://www.whitesvillecommunitycu.c

Personnel & Operations

President: Howard, Donnie

Manager: Greer, Kim

FT Employees: 6

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: Monday - Friday 9:00-4:30 Friday 4:30-6:00

Credit Union Profile Summary

WHITESVILLE COMMUNITY is a FISCU Credit Union. With a total of 2,396 members [1], this institution manages approximately $33,876,848 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 11.16% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 7.33% [1].

Financial Snapshot

Total Assets [1]
$33,876,848

Total economic resources.

Total Loans [1]
$11,987,199

Total value of outstanding loans.

Total Deposits [1]
$30,007,894

Total funds deposited by members.

Members [1]
2,396

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.16%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.60%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
39.95%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 0.20%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 7.33%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 2.17%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

10589 Franklin St

Whitesville, KY, 42378
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by WHITESVILLE COMMUNITY (Charter #62432).

Main Office

Whitesville Community Credit Union Main Office

Type: Corporate Office

10589 Franklin St

Whitesville, KY 42378

Phone: (270) 233-4447

Services: Member Services, Drive-Thru

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