ASHLAND Credit Union Profile

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ASHLAND

Charter #61792 | NCUA Region 2 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (606) 329-5489

Fax:

Founding Date: N/A

Website: http://WWW.ASHLANDCU.ORG

Personnel & Operations

President: Werner, Marita

Manager: LUCAS, LARRY

FT Employees: 80

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 5

Hours: M-R 8-5, F 8-6

Credit Union Profile Summary

ASHLAND is a FISCU Credit Union. With a total of 45,426 members [1], this institution manages approximately $409,518,710 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.03% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -0.90% [1].

Financial Snapshot

Total Assets [1]
$409,518,710

Total economic resources.

Total Loans [1]
$288,655,640

Total value of outstanding loans.

Total Deposits [1]
$352,446,617

Total funds deposited by members.

Members [1]
45,426

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.03%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.10%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
81.90%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 3.15%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -0.90%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 4.27%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

305 MARTIN LUTHER KING JR BLVD

ASHLAND, KY, 41101
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 4 branches reported by ASHLAND (Charter #61792).

Main Office

ASHLAND CREDIT UNION Main Office

Type: Corporate Office

1300 CENTRAL AVE

Ashland, KY 41101-7550

Phone: (606) 329-5489

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Cottage Grove

Cottage Grove Branch

Type: Branch Office

8711 E Point Douglas Rd S Ste 101

Cottage Grove, MN 55016-5031

Phone: (651) 459-1061

Services: Member Services, ATM, Drive-Thru

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Dublin

ACU-DUBLIN

Type: Branch Office

5475 RINGS RD

ATRIUM II NORTH TOWER, 5TH FLOOR

Dublin, OH 43017-7537

Phone: (606) 329-5453

Services: Member Services, ATM

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Lexington

Lexington

Type: Branch Office

100 Valvoline Way

Lexington, KY 40509

Phone: (606) 329-5405

Services: Member Services, ATM

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