KRAFTCOR Credit Union Profile

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KRAFTCOR

Charter #20891 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (270) 927-8293

Fax: (270) 927-8572

Founding Date: N/A

Website: http://www.kraftcorfcu.org

Personnel & Operations

President: Emmick, David

Manager: Miller, Mallory

FT Employees: 5

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 66

Branches: 1

Hours: 9 to 4:30 Monday through Thursday 7 to 4:3

Credit Union Profile Summary

KRAFTCOR is a FCU Credit Union. With a total of 1,317 members [1], this institution manages approximately $13,221,387 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 7.78% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -7.89% [1].

Financial Snapshot

Total Assets [1]
$13,221,387

Total economic resources.

Total Loans [1]
$6,971,149

Total value of outstanding loans.

Total Deposits [1]
$12,144,549

Total funds deposited by members.

Members [1]
1,317

Number of active members.

Performance Ratios

Net Worth Ratio [1]
7.78%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.97%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
57.40%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -11.63%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -7.89%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -6.40%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2960 Squirrel Tail Hollow Rd

Hawesville, KY, 42348
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by KRAFTCOR (Charter #20891).

Main Office

Kraftcor Federal Credit Union Main Office

Type: Corporate Office

2960 Squirrel Tail Hollow Rd

Hawesville, KY 42348

Phone: (270) 927-8293

Services: Member Services, Drive-Thru

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Additional Branches

Hardinsburg

Krafcor Federal Credit Union

Type: Branch Office

1395 E Highway 60 Ste A

Hardinsburg, KY 40143-4896

Phone: (270) 859-6006

Services: Member Services, ATM, Drive-Thru

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