GREEN RIVER AREA Credit Union Profile

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GREEN RIVER AREA

Charter #12852 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (270) 926-0210

Fax: (270) 926-2058

Founding Date: N/A

Website: https://www.greenriverafcu.com

Personnel & Operations

President: Wimsatt, James

Manager: Clark, Robert

FT Employees: 12

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 3

Hours: 8:00 - 4:30 MONAY-THURSDAY 8:00 - 5:00 FRI

Credit Union Profile Summary

GREEN RIVER AREA is a FCU Credit Union. With a total of 4,993 members [1], this institution manages approximately $58,553,758 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 19.85% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 2.45% [1].

Financial Snapshot

Total Assets [1]
$58,553,758

Total economic resources.

Total Loans [1]
$34,943,917

Total value of outstanding loans.

Total Deposits [1]
$46,875,203

Total funds deposited by members.

Members [1]
4,993

Number of active members.

Performance Ratios

Net Worth Ratio [1]
19.85%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.42%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
74.55%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 4.66%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 2.45%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -2.16%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

3000 Highway 144

OWENSBORO, KY, 42303-0215
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 3 branches reported by GREEN RIVER AREA (Charter #12852).

Main Office

MAIN OFFICE 3000 E 4TH ST Main Office

Type: Corporate Office

3000 Highway 144

Owensboro, KY 42303-0215

Phone: (270) 926-0210

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Greenville

GREENVILLE BRANCH OFFICE

Type: Branch Office

440 HOPKINSVILLE ST FL 1

Greenville, KY 42345-1124

Phone: (270) 377-5157

Services: Member Services

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Henderson

HENDERSON BRANCH OFFICE

Type: Branch Office

902 2nd St

Henderson, KY 42420-3231

Phone: (270) 826-0927

Services: Member Services, Drive-Thru

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