EXPREE Credit Union Profile

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EXPREE

Charter #62431 | NCUA Region 2 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (502) 564-5597

Fax: (502) 564-2858

Founding Date: N/A

Website: http://www.expree.org

Personnel & Operations

President: Royce, Paul

Manager: Graham, John

FT Employees: 23

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: Monday-Thursday Lobby: 8:00 a.m.-5:00 p.m.

Credit Union Profile Summary

EXPREE is a FISCU Credit Union. With a total of 9,053 members [1], this institution manages approximately $109,593,191 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 11.02% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 5.46% [1].

Financial Snapshot

Total Assets [1]
$109,593,191

Total economic resources.

Total Loans [1]
$82,263,280

Total value of outstanding loans.

Total Deposits [1]
$96,719,327

Total funds deposited by members.

Members [1]
9,053

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.02%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.80%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
85.05%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
7.34%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
5.46%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-0.89%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

100 Moore Dr

Frankfort, KY, 40601-8295

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by EXPREE (Charter #62431).

Main Office

Expree CU Main Office

Type: Corporate Office

100 Moore Dr

Frankfort, KY 40601-8295

Phone: (502) 564-5597

Services: Member Services, ATM, Drive-Thru

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