K I T Credit Union Profile

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K I T

Charter #16947 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (502) 459-9286

Fax: (502) 458-7038

Founding Date: N/A

Website: http://www.kitfcu.org

Personnel & Operations

President: Malony, Scott

Manager: Maxwell, Andrea

FT Employees: 6

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: 9:30 A.M. to 4:30 P.M. Monday-Friday

Credit Union Profile Summary

K I T is a FCU Credit Union. With a total of 1,842 members [1], this institution manages approximately $21,394,761 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11.78% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 2.94% [1].

Financial Snapshot

Total Assets [1]
$21,394,761

Total economic resources.

Total Loans [1]
$13,933,542

Total value of outstanding loans.

Total Deposits [1]
$18,738,681

Total funds deposited by members.

Members [1]
1,842

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.78%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
2.77%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
74.36%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
5.16%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
2.94%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-1.81%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

9711 Linn Station Rd

Louisville, KY, 40223

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by K I T (Charter #16947).

Main Office

Main Office Main Office

Type: Corporate Office

9711 Linn Station Rd

Louisville, KY 40223

Phone: (502) 459-9286

Services: Member Services, ATM, Drive-Thru

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