NORTHERN KENTUCKY Credit Union Profile

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NORTHERN KENTUCKY

Charter #21339 | NCUA Region 2 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (859) 441-3405

Fax: (859) 442-1204

Founding Date: N/A

Website: http://www.nkfcu.org

Personnel & Operations

President: Seyfried, Aaron

Manager: Hester, Judy

FT Employees: 10

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 34

Branches: 2

Hours: 8:30 am - 5:00 pm Monday thru Thursday 8:0

Credit Union Profile Summary

NORTHERN KENTUCKY is a FCU Credit Union. With a total of 7,008 members [1], this institution manages approximately $42,378,020 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 12.61% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 5.02% [1].

Financial Snapshot

Total Assets [1]
$42,378,020

Total economic resources.

Total Loans [1]
$16,794,376

Total value of outstanding loans.

Total Deposits [1]
$36,430,981

Total funds deposited by members.

Members [1]
7,008

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.61%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.69%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
46.10%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 2.20%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 5.02%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -14.19%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2805 Alexandria Way

Highland Height, KY, 41076
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by NORTHERN KENTUCKY (Charter #21339).

Main Office

Northern Kentucky FCU - Highland Heights Main Office

Type: Corporate Office

2805 Alexandria Way

Highland Heights, KY 41076

Phone: (859) 441-3405

Services: Member Services, Drive-Thru

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Additional Branches

Florence

Northern Kentucky FCU - Florence Location

Type: Branch Office

6720 Dixie Hwy

Florence, KY 41042-2108

Phone: (859) 331-3447

Services: Member Services, ATM, Drive-Thru

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