MEMBERS HERITAGE Credit Union Profile

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MEMBERS HERITAGE

Charter #68661 | NCUA Region 2 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (859) 259-3466

Fax: (859) 455-7281

Founding Date: N/A

Website: https://www.membersheritage.org

Personnel & Operations

President: Proctor, Mike

Manager: Ferry, Pat

FT Employees: 90

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 5

Hours: Lobby 8-5 M-F, Drive-Thru 8-5:30 M-R, 8-6

Credit Union Profile Summary

MEMBERS HERITAGE is a FISCU Credit Union. With a total of 54,997 members [1], this institution manages approximately $559,714,399 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 12.32% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -1.53% [1].

Financial Snapshot

Total Assets [1]
$559,714,399

Total economic resources.

Total Loans [1]
$361,455,202

Total value of outstanding loans.

Total Deposits [1]
$488,388,899

Total funds deposited by members.

Members [1]
54,997

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.32%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.75%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
74.01%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 3.98%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -1.53%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 1.96%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

440 Park Pl

Lexington, KY, 40511-1829
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 6 branches reported by MEMBERS HERITAGE (Charter #68661).

Main Office

Park Place Main Office

Type: Corporate Office

440 Park Pl

Lexington, KY 40511-1829

Phone: (859) 259-3466

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Lexington

FMC Branch

Type: Branch Office

3301 Leestown Rd

Federal Medical Center

Lexington, KY 40511-8702

Phone: (859) 259-3466

Services: Member Services

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Members Way Branch

Type: Branch Office

2420 Members Way

Lexington, KY 40504

Phone: (859) 259-3466

Services: Member Services, ATM, Drive-Thru

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Pimlico Branch

Type: Branch Office

3202 Custer Dr

Lexington, KY 40517-4025

Phone: (859) 259-3466

Services: Member Services, ATM, Drive-Thru

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Nicholasville

Nicholasville Branch

Type: Branch Office

1039 N Main St

Nicholasville, KY 40356-2312

Phone: (859) 887-3674

Services: Member Services, ATM, Drive-Thru

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Winchester

Winchester Branch

Type: Branch Office

339 Shoppers Dr

Winchester, KY 40391-1379

Phone: (859) 737-3671

Services: Member Services, ATM, Drive-Thru

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