MEMBERS CHOICE Credit Union Profile

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MEMBERS CHOICE

Charter #62026 | NCUA Region 2 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (606) 329-7876

Fax:

Founding Date: N/A

Website: http://www.mccu.net

Personnel & Operations

President: NEIKIRK, DON

Manager: Suman, Jason

FT Employees: 86

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 7

Hours: 7:00 - 4:00 MONDAY-FRIDAY

Credit Union Profile Summary

MEMBERS CHOICE is a FISCU Credit Union. With a total of 23,296 members [1], this institution manages approximately $410,731,659 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 8.09% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 4.58% [1].

Financial Snapshot

Total Assets [1]
$410,731,659

Total economic resources.

Total Loans [1]
$275,658,202

Total value of outstanding loans.

Total Deposits [1]
$370,624,174

Total funds deposited by members.

Members [1]
23,296

Number of active members.

Performance Ratios

Net Worth Ratio [1]
8.09%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.36%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
74.38%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 1.24%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 4.58%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -1.96%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

145 RUSSELL RD

ASHLAND, KY, 41101
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 7 branches reported by MEMBERS CHOICE (Charter #62026).

Main Office

RUSSELL ROAD OFFICE Main Office

Type: Corporate Office

145 RUSSELL RD

Ashland, KY 41101

Phone: (606) 329-7876

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Ashland

Bellefonte Office

Type: Branch Office

800 Saint Christopher Dr Ste 2

Ashland, KY 41101-7030

Phone: (606) 326-7055

Services: Member Services

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Cannonsburg Office

Type: Branch Office

1315 CANNONSBURG RD

Ashland, KY 41102

Services: None specified

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CANNONSBURG OFFICE

Type: Branch Office

1315 CANNONSBURG RD

Ashland, KY 41102

Phone: (606) 329-7876

Services: Member Services, ATM, Drive-Thru

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Central Office

Type: Branch Office

1401 Central Ave

Ashland, KY 41101-7551

Phone: (606) 326-8000

Services: ATM, Drive-Thru

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Grayson

Grayson Temporary Office

Type: Branch Office

114 Interstate Dr

Grayson, KY 41143-1787

Phone: (606) 326-8000

Services: Member Services

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Russell

DownTown Russell

Type: Branch Office

410 Bellefonte St

Russell, KY 41169-1321

Phone: (606) 836-9932

Services: Member Services

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