OLD KENTUCKY HOME Credit Union Profile

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OLD KENTUCKY HOME

Charter #18172 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (502) 348-8130

Fax: (502) 348-6960

Founding Date: N/A

Website: http://WWW.OKHFCU.COM

Personnel & Operations

President: Morris, Charles

Manager: Russell, Jordan

FT Employees: 8

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: MONDAY THUR FRIDAY 8:30AM - 4:00 P.M.

Credit Union Profile Summary

OLD KENTUCKY HOME is a FCU Credit Union. With a total of 2,230 members [1], this institution manages approximately $19,485,245 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.14% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -5.01% [1].

Financial Snapshot

Total Assets [1]
$19,485,245

Total economic resources.

Total Loans [1]
$12,688,204

Total value of outstanding loans.

Total Deposits [1]
$16,769,973

Total funds deposited by members.

Members [1]
2,230

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.14%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.19%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
75.66%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 2.23%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -5.01%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 9.85%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1008 TEMPLIN AVE

BARDSTOWN, KY, 40004
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by OLD KENTUCKY HOME (Charter #18172).

Main Office

CHEMCO FEDERAL CREDIT UNION Main Office

Type: Corporate Office

4200 Bells Ln

Louisville, KY 40211-2147

Phone: (502) 772-5780

Services: Member Services

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Additional Branches

Bardstown

CHEMCO FEDERAL CREDIT UNION

Type: Branch Office

1008 TEMPLIN AVE

Bardstown, KY 40004

Phone: (502) 348-8130

Services: Member Services, ATM

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