TRANSCEND Credit Union Profile

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TRANSCEND

Charter #68666 | NCUA Region 2 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (502) 459-3000

Fax:

Founding Date: N/A

Website: http://www.transcendcu.com

Personnel & Operations

President: Booker, Mark

Manager: Reese, Richard

FT Employees: 62

PT Employees: 6

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 6

Hours: Monday thru Thursday 8:30-4:00, Friday 8:30

Credit Union Profile Summary

TRANSCEND is a FISCU Credit Union. With a total of 49,172 members [1], this institution manages approximately $563,037,224 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.68% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 3.57% [1].

Financial Snapshot

Total Assets [1]
$563,037,224

Total economic resources.

Total Loans [1]
$391,496,178

Total value of outstanding loans.

Total Deposits [1]
$457,170,737

Total funds deposited by members.

Members [1]
49,172

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.68%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.01%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
85.63%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 6.85%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 3.57%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 2.83%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

3740 Bardstown Rd

Louisville, KY, 40218-2209
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 7 branches reported by TRANSCEND (Charter #68666).

Main Office

Main Office Main Office

Type: Corporate Office

3740 Bardstown Rd

Louisville, KY 40218-2209

Phone: (502) 459-3000

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Lexington

Lexington Branch

Type: Branch Office

2549 Regency Rd Ste 105

Lexington, KY 40503

Phone: (502) 459-3000

Services: Member Services, ATM, Drive-Thru

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Louisville

Downtown

Type: Branch Office

601 S Floyd St Ste 100

Louisville, KY 40202

Phone: (502) 459-3000

Services: Member Services, ATM

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Middletown

Type: Branch Office

12104 Shelbyville Rd

Louisville, KY 40243-1045

Phone: (502) 459-3000

Services: Member Services, ATM, Drive-Thru

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Okolona

Type: Branch Office

4816 Outer Loop

Louisville, KY 40219-3302

Phone: (502) 459-3000

Services: Member Services, ATM, Drive-Thru

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Riverport

Type: Corporate Office

7215 Riverport Plaza Dr

Louisville, KY 40258

Phone: (502) 459-3000

Services: None specified

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Shively

Dixie

Type: Branch Office

4652 Dixie Hwy

Shively, KY 40216

Phone: (502) 459-3000

Services: Member Services, ATM, Drive-Thru

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