BLUEGRASS COMMUNITY Credit Union Profile

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BLUEGRASS COMMUNITY

Charter #12648 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (606) 324-0888

Fax: (606) 324-0898

Founding Date: N/A

Website: http://www.bluegrasscreditunion.com

Personnel & Operations

President: Martin, James

Manager: Bell, Matt

FT Employees: 4

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: Lobby 9:00-4:00 M-F Drive thru 8:30-4:30 ,

Credit Union Profile Summary

BLUEGRASS COMMUNITY is a FCU Credit Union. With a total of 1,853 members [1], this institution manages approximately $14,079,196 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 8.91% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -14.88% [1].

Financial Snapshot

Total Assets [1]
$14,079,196

Total economic resources.

Total Loans [1]
$8,750,783

Total value of outstanding loans.

Total Deposits [1]
$12,611,727

Total funds deposited by members.

Members [1]
1,853

Number of active members.

Performance Ratios

Net Worth Ratio [1]
8.91%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.67%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
69.39%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 11.14%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -14.88%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -0.22%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2321 Carter Ave

Ashland, KY, 41101
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 1 branches reported by BLUEGRASS COMMUNITY (Charter #12648).

Main Office

Bluegrass Community FCU Main Office Main Office

Type: Corporate Office

2321 Carter Ave

Ashland, KY 41101

Phone: (606) 324-0888

Services: Member Services, ATM, Drive-Thru

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