Financial Overview: North Carolina (NC)

Summary for North Carolina

The state of North Carolina is home to 58 credit unions, managing a collective total of $87.32B ^[1] in assets and serving over 5,216,723 members ^[1]. These credit unions exhibit a strong average net worth ratio of 14.30% ^[1], which is a key indicator of financial stability. The average Loan-to-Share (LTS) ratio of 74.84% ^[1] suggests CUs here maintain strong liquidity to support future loan demand.

Key Aggregate Metrics

Credit Unions Tracked

58

Total Aggregate Assets ^[1]

Total Members Served ^[1]

Avg. Net Worth Ratio ^[1]

Avg. Loan-to-Share Ratio ^[1]

Indicator: Higher values mean CUs are actively lending.

Data Source Disclaimer

All data is based on the latest available NCUA Call Report data for federally insured credit unions.

Credit Unions List

Name Charter # Total Assets Members Net Worth Ratio LTS Ratio Location

NORTH CAROLINA COMMUNITY 12004 $97.0M 5,801 10.79% 59.72% GOLDSBORO, NC

WNC COMMUNITY CU 66854 $92.2M 4,006 17.02% 77.35% Waynesville, NC

WELCOME 24807 $92.0M 6,421 12.73% 59.78% MORRISVILLE, NC

GUCO 62985 $9.9M 1,420 18.14% 80.42% Greenville, NC

CAROLINA 19788 $83.4M 7,318 10.17% 77.23% CHERRYVILLE, NC

REVITY 24840 $81.1M 5,965 9.52% 76.22% GREENSBORO, NC

ALLVAC SAVINGS AND 60660 $8.6M 1,586 17.74% 74.49% MONROE, NC

ARCADE 62114 $7.9M 798 13.83% 61.13% Asheville, NC

FORT BRAGG 13690 $659.8M 36,791 11.92% 72.91% Fayetteville, NC

LION'S SHARE 24813 $64.7M 13,406 6.20% 83.55% Salisbury, NC

ELECTEL COOPERATIVE 24819 $63.7M 7,481 13.43% 73.21% Raleigh, NC

VISION FINANCIAL 13492 $58.4M 6,395 15.98% 40.18% Durham, NC

ACCLAIM 23386 $58.0M 5,066 12.42% 79.57% GREENSBORO, NC

STATE EMPLOYEES' 66310 $56.20B 2,936,759 10.02% 72.84% RALEIGH, NC

CHAMPION 60721 $554.5M 36,493 11.29% 90.15% Canton, NC

CHARLOTTE FIRE DEPARTMENT 63566 $53.3M 3,001 13.54% 45.20% Charlotte, NC

TELCO 66319 $51.4M 6,507 13.22% 96.51% TARBORO, NC

CAROLINAS TELCO 23494 $505.5M 32,469 14.62% 72.41% Charlotte, NC

COASTAL 18297 $5.78B 341,944 9.71% 84.21% Raleigh, NC

HSM 22740 $5.7M 2,162 13.32% 85.19% HICKORY, NC

PIEDMONT 65781 $5.5M 934 7.51% 59.82% Statesville, NC

TRULIANT 7840 $5.15B 336,824 9.17% 95.57% Winston Salem, NC

CAROLINA COOPERATIVE 24801 $49.5M 9,787 12.88% 73.46% CHARLOTTE, NC

HEALTHSHARE 66317 $48.6M 5,669 13.28% 93.69% Greensboro, NC

MEMBERS 60002 $458.8M 47,665 14.35% 47.32% WINSTON SALEM, NC

TELCO COMMUNITY CREDIT UNION 63545 $410.7M 35,148 11.22% 60.95% Candler, NC

PIEDMONT ADVANTAGE CREDIT UNION 60160 $386.8M 28,902 8.12% 74.99% Winston Salem, NC

MCDOWELL CORNERSTONE 60149 $37.0M 2,783 17.19% 77.50% MARION, NC

MOUNTAIN 68531 $362.3M 31,032 10.84% 63.31% Waynesville, NC

SUMMIT 63020 $362.3M 31,592 14.79% 78.92% Greensboro, NC

SHUFORD 24811 $36.1M 4,501 12.48% 96.97% Hickory, NC

FIRST CAROLINA PEOPLE'S 62673 $33.5M 2,256 9.07% 93.54% GOLDSBORO, NC

OTEEN V. A. 932 $33.5M 2,063 11.27% 46.55% ASHEVILLE, NC

CS 66856 $30.7M 2,862 17.94% 63.48% Catawba, NC

BLUE FLAME 63519 $30.4M 2,951 12.25% 86.07% Charlotte, NC

CIVIC 24003 $3.67B 380,898 8.89% 107.92% RALEIGH, NC

EMERGENCY RESPONDERS 66354 $29.0M 3,332 10.18% 89.51% Winston Salem, NC

FIRST FLIGHT 7870 $259.1M 19,940 11.61% 68.46% CARY, NC

ALLEGACY 24438 $2.42B 179,945 11.27% 93.39% Winston Salem, NC

SELF-HELP 24802 $2.28B 130,040 26.77% 96.72% Durham, NC

SELF-HELP 66258 $2.09B 105,323 23.98% 120.92% DURHAM, NC

DUKE UNIVERSITY 18616 $199.7M 15,619 10.05% 56.98% Durham, NC

GREENSBORO 63445 $17.2M 1,476 31.28% 74.65% GREENSBORO, NC

LITHIUM 11409 $15.8M 1,559 13.89% 85.87% BESSEMER CITY, NC

R T P 18550 $143.7M 9,725 7.68% 63.15% RTP, NC

TCP 65384 $14.8M 2,115 18.12% 88.23% RURAL HALL, NC

GREATER KINSTON 64034 $14.4M 3,974 13.42% 82.07% KINSTON, NC

MOUNT VERNON BAPTIST CHURCH 63595 $138,701 206 35.32% 11.11% Durham, NC

BRAGG MUTUAL 7955 $130.1M 9,605 8.21% 60.33% Fayetteville, NC

NOVA 63425 $121.0M 11,038 16.83% 75.45% CHARLOTTE, NC

INTERNAL REVENUE EMPLOYEES 3685 $12.3M 721 28.61% 34.70% GREENSBORO, NC

WEYCO COMMUNITY 66324 $111.3M 5,538 10.10% 60.66% PLYMOUTH, NC

AMERICAN PARTNERS 22119 $108.6M 10,883 9.50% 81.90% Reidsville, NC

NORTH CAROLINA PRESS ASSOCIATION 24140 $10.3M 1,306 19.51% 30.89% RALEIGH, NC

SKYLA 24808 $1.62B 107,533 9.19% 95.44% Charlotte, NC

TEXAS GULF CAROLINA EMP 66320 $1.5M 400 33.48% 95.13% Aurora, NC

LATINO COMMUNITY 68430 $1.06B 130,054 23.04% 113.32% Durham, NC

MARINE 12977 $1.03B 78,735 10.26% 79.70% Jacksonville, NC

Name	Charter #	Total Assets	Members	Net Worth Ratio	LTS Ratio	Location
NORTH CAROLINA COMMUNITY	12004	$97.0M	5,801	10.79%	59.72%	GOLDSBORO, NC
WNC COMMUNITY CU	66854	$92.2M	4,006	17.02%	77.35%	Waynesville, NC
WELCOME	24807	$92.0M	6,421	12.73%	59.78%	MORRISVILLE, NC
GUCO	62985	$9.9M	1,420	18.14%	80.42%	Greenville, NC
CAROLINA	19788	$83.4M	7,318	10.17%	77.23%	CHERRYVILLE, NC
REVITY	24840	$81.1M	5,965	9.52%	76.22%	GREENSBORO, NC
ALLVAC SAVINGS AND	60660	$8.6M	1,586	17.74%	74.49%	MONROE, NC
ARCADE	62114	$7.9M	798	13.83%	61.13%	Asheville, NC
FORT BRAGG	13690	$659.8M	36,791	11.92%	72.91%	Fayetteville, NC
LION'S SHARE	24813	$64.7M	13,406	6.20%	83.55%	Salisbury, NC
ELECTEL COOPERATIVE	24819	$63.7M	7,481	13.43%	73.21%	Raleigh, NC
VISION FINANCIAL	13492	$58.4M	6,395	15.98%	40.18%	Durham, NC
ACCLAIM	23386	$58.0M	5,066	12.42%	79.57%	GREENSBORO, NC
STATE EMPLOYEES'	66310	$56.20B	2,936,759	10.02%	72.84%	RALEIGH, NC
CHAMPION	60721	$554.5M	36,493	11.29%	90.15%	Canton, NC
CHARLOTTE FIRE DEPARTMENT	63566	$53.3M	3,001	13.54%	45.20%	Charlotte, NC
TELCO	66319	$51.4M	6,507	13.22%	96.51%	TARBORO, NC
CAROLINAS TELCO	23494	$505.5M	32,469	14.62%	72.41%	Charlotte, NC
COASTAL	18297	$5.78B	341,944	9.71%	84.21%	Raleigh, NC
HSM	22740	$5.7M	2,162	13.32%	85.19%	HICKORY, NC
PIEDMONT	65781	$5.5M	934	7.51%	59.82%	Statesville, NC
TRULIANT	7840	$5.15B	336,824	9.17%	95.57%	Winston Salem, NC
CAROLINA COOPERATIVE	24801	$49.5M	9,787	12.88%	73.46%	CHARLOTTE, NC
HEALTHSHARE	66317	$48.6M	5,669	13.28%	93.69%	Greensboro, NC
MEMBERS	60002	$458.8M	47,665	14.35%	47.32%	WINSTON SALEM, NC
TELCO COMMUNITY CREDIT UNION	63545	$410.7M	35,148	11.22%	60.95%	Candler, NC
PIEDMONT ADVANTAGE CREDIT UNION	60160	$386.8M	28,902	8.12%	74.99%	Winston Salem, NC
MCDOWELL CORNERSTONE	60149	$37.0M	2,783	17.19%	77.50%	MARION, NC
MOUNTAIN	68531	$362.3M	31,032	10.84%	63.31%	Waynesville, NC
SUMMIT	63020	$362.3M	31,592	14.79%	78.92%	Greensboro, NC
SHUFORD	24811	$36.1M	4,501	12.48%	96.97%	Hickory, NC
FIRST CAROLINA PEOPLE'S	62673	$33.5M	2,256	9.07%	93.54%	GOLDSBORO, NC
OTEEN V. A.	932	$33.5M	2,063	11.27%	46.55%	ASHEVILLE, NC
CS	66856	$30.7M	2,862	17.94%	63.48%	Catawba, NC
BLUE FLAME	63519	$30.4M	2,951	12.25%	86.07%	Charlotte, NC
CIVIC	24003	$3.67B	380,898	8.89%	107.92%	RALEIGH, NC
EMERGENCY RESPONDERS	66354	$29.0M	3,332	10.18%	89.51%	Winston Salem, NC
FIRST FLIGHT	7870	$259.1M	19,940	11.61%	68.46%	CARY, NC
ALLEGACY	24438	$2.42B	179,945	11.27%	93.39%	Winston Salem, NC
SELF-HELP	24802	$2.28B	130,040	26.77%	96.72%	Durham, NC
SELF-HELP	66258	$2.09B	105,323	23.98%	120.92%	DURHAM, NC
DUKE UNIVERSITY	18616	$199.7M	15,619	10.05%	56.98%	Durham, NC
GREENSBORO	63445	$17.2M	1,476	31.28%	74.65%	GREENSBORO, NC
LITHIUM	11409	$15.8M	1,559	13.89%	85.87%	BESSEMER CITY, NC
R T P	18550	$143.7M	9,725	7.68%	63.15%	RTP, NC
TCP	65384	$14.8M	2,115	18.12%	88.23%	RURAL HALL, NC
GREATER KINSTON	64034	$14.4M	3,974	13.42%	82.07%	KINSTON, NC
MOUNT VERNON BAPTIST CHURCH	63595	$138,701	206	35.32%	11.11%	Durham, NC
BRAGG MUTUAL	7955	$130.1M	9,605	8.21%	60.33%	Fayetteville, NC
NOVA	63425	$121.0M	11,038	16.83%	75.45%	CHARLOTTE, NC
INTERNAL REVENUE EMPLOYEES	3685	$12.3M	721	28.61%	34.70%	GREENSBORO, NC
WEYCO COMMUNITY	66324	$111.3M	5,538	10.10%	60.66%	PLYMOUTH, NC
AMERICAN PARTNERS	22119	$108.6M	10,883	9.50%	81.90%	Reidsville, NC
NORTH CAROLINA PRESS ASSOCIATION	24140	$10.3M	1,306	19.51%	30.89%	RALEIGH, NC
SKYLA	24808	$1.62B	107,533	9.19%	95.44%	Charlotte, NC
TEXAS GULF CAROLINA EMP	66320	$1.5M	400	33.48%	95.13%	Aurora, NC
LATINO COMMUNITY	68430	$1.06B	130,054	23.04%	113.32%	Durham, NC
MARINE	12977	$1.03B	78,735	10.26%	79.70%	Jacksonville, NC