PIEDMONT ADVANTAGE CREDIT UNION Credit Union Profile

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PIEDMONT ADVANTAGE CREDIT UNION

Charter #60160 | NCUA Region 2 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (336) 776-1700

Fax: (336) 776-1111

Founding Date: N/A

Website: http://www.pacu.com

Personnel & Operations

President: Mekis, Tom

Manager: Williams, Dion

FT Employees: 95

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 6

Hours: 9:00am to 5:00pm Monday thru Thursday 9:00a

Credit Union Profile Summary

PIEDMONT ADVANTAGE CREDIT UNION is a FISCU Credit Union. With a total of 28,902 members [1], this institution manages approximately $386,817,611 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 8.12% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -2.64% [1].

Financial Snapshot

Total Assets [1]
$386,817,611

Total economic resources.

Total Loans [1]
$258,053,766

Total value of outstanding loans.

Total Deposits [1]
$344,111,209

Total funds deposited by members.

Members [1]
28,902

Number of active members.

Performance Ratios

Net Worth Ratio [1]
8.12%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.45%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
74.99%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -2.57%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -2.64%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -5.11%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

3530 Advantage Way

Winston Salem, NC, 27103
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 6 branches reported by PIEDMONT ADVANTAGE CREDIT UNION (Charter #60160).

Main Office

Advantage Way Main Office

Type: Corporate Office

3530 Advantage Way

Winston Salem, NC 27103

Phone: (336) 776-1700

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Charlotte

Boyer Street

Type: Branch Office

2830 Boyer St

Charlotte, NC 28208

Phone: (800) 433-7228

Services: Member Services, ATM, Drive-Thru

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Eden

Eden

Type: Branch Office

212 E Kings Hwy

Eden, NC 27288

Phone: (336) 627-0688

Services: Member Services, ATM, Drive-Thru

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Greensboro

Greensboro

Type: Branch Office

3717 Battleground Ave

Greensboro, NC 27410

Phone: (800) 433-7228

Services: Member Services, ATM

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Mooresville

Mooresville

Type: Branch Office

139 S Cardigan Way

Mooresville, NC 28117

Phone: (704) 660-7200

Services: Member Services, ATM, Drive-Thru

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Winston Salem

University

Type: Branch Office

4997 Home Rd

Winston Salem, NC 27106

Phone: (336) 776-1495

Services: Member Services, ATM, Drive-Thru

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