WNC COMMUNITY CU Credit Union Profile

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WNC COMMUNITY CU

Charter #66854 | NCUA Region 2 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (828) 456-1840

Fax: (828) 456-1877

Founding Date: N/A

Website: https://www.wncccu.org

Personnel & Operations

President: Capps, Bobby

Manager: Roberts, William

FT Employees: 13

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: 7:30 am to 5:00 pm

Credit Union Profile Summary

WNC COMMUNITY CU is a FISCU Credit Union. With a total of 4,006 members [1], this institution manages approximately $92,215,061 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 17.13% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 5.04% [1].

Financial Snapshot

Total Assets [1]
$92,215,061

Total economic resources.

Total Loans [1]
$58,748,560

Total value of outstanding loans.

Total Deposits [1]
$75,953,265

Total funds deposited by members.

Members [1]
4,006

Number of active members.

Performance Ratios

Net Worth Ratio [1]
17.13%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.53%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
77.35%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-5.83%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
5.04%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
0.12%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

27 Kent Ln

Waynesville, NC, 28786-6099

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by WNC COMMUNITY CU (Charter #66854).

Main Office

WNC Community CU Main Office

Type: Corporate Office

27 Kent Ln

Waynesville, NC 28786-6099

Phone: (828) 456-1840

Services: Member Services, Drive-Thru

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