TELCO COMMUNITY CREDIT UNION Credit Union Profile

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TELCO COMMUNITY CREDIT UNION

Charter #63545 | NCUA Region 2 | FISCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (828) 252-6458

Fax: (828) 255-9347

Founding Date: N/A

Website: http://www.telcoccu.org

Personnel & Operations

President: Livingston, Stan

Manager: Burnette, David

FT Employees: 66

PT Employees: 12

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 13

Hours: 8:30am-5:00pm

Credit Union Profile Summary

TELCO COMMUNITY CREDIT UNION is a FISCU Credit Union. With a total of 35,148 members ^[1], this institution manages approximately $410,714,331 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11.27% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 1.62% ^[1].

Financial Snapshot

Total Assets ^[1]

$410,714,331

Total economic resources.

Total Loans ^[1]

$219,786,759

Total value of outstanding loans.

Total Deposits ^[1]

$360,610,292

Total funds deposited by members.

Members ^[1]

35,148

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

11.27%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

1.19%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

60.95%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 8.84%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 1.62%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 0.16%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1137 Smokey Park Hwy

Candler, NC, 28715-8240

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 12 branches reported by TELCO COMMUNITY CREDIT UNION (Charter #63545).

Main Office

Adminstration Office Main Office

Type: Corporate Office

1137 Smoky Park Hwy

Candler, NC 28715

Phone: (828) 252-6458

Services: Member Services

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Additional Branches

Arden

Airport Rd

Type: Branch Office