FIRST CAROLINA PEOPLE'S Credit Union Profile

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FIRST CAROLINA PEOPLE'S

Charter #62673 | NCUA Region 2 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (919) 736-0885

Fax: (919) 736-0892

Founding Date: N/A

Website: HTTP://WWW.FCPCU.COM

Personnel & Operations

President: MCCARY, MARK

Manager: JONES, STACEY

FT Employees: 9

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: MONDAY - FRIDAY 8:30 TO 5:00

Credit Union Profile Summary

FIRST CAROLINA PEOPLE'S is a FISCU Credit Union. With a total of 2,256 members [1], this institution manages approximately $33,507,891 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.27% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 3.06% [1].

Financial Snapshot

Total Assets [1]
$33,507,891

Total economic resources.

Total Loans [1]
$28,230,511

Total value of outstanding loans.

Total Deposits [1]
$30,179,250

Total funds deposited by members.

Members [1]
2,256

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.27%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.47%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
93.54%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -6.71%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 3.06%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -2.42%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

201 E ASH ST

GOLDSBORO, NC, 27530
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by FIRST CAROLINA PEOPLE'S (Charter #62673).

Main Office

GOLDSBORO MAIN Main Office

Type: Corporate Office

201 E ASH ST

Goldsboro, NC 27530

Phone: (919) 736-0885

Services: Member Services, Drive-Thru

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