CS Credit Union Profile

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CS

Charter #66856 | NCUA Region 2 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (828) 241-6196

Fax: (828) 241-2606

Founding Date: N/A

Website: https://www.csnccreditunion.org

Personnel & Operations

President: Sherrill, Dale

Manager: Jacobson, Marc

FT Employees: 8

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 2

Hours: M-F 8:30am-5:00pm

Credit Union Profile Summary

CS is a FISCU Credit Union. With a total of 2,862 members [1], this institution manages approximately $30,724,027 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 18.06% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 7.97% [1].

Financial Snapshot

Total Assets [1]
$30,724,027

Total economic resources.

Total Loans [1]
$16,372,739

Total value of outstanding loans.

Total Deposits [1]
$25,790,608

Total funds deposited by members.

Members [1]
2,862

Number of active members.

Performance Ratios

Net Worth Ratio [1]
18.06%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.60%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
63.48%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
0.47%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
7.97%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-2.72%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

6519 Comm Scope Rd

Catawba, NC, 28609

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by CS (Charter #66856).

Main Office

CS Credit Union Main Office

Type: Corporate Office

6519 Comm Scope Rd

Catawba, NC 28609

Phone: (828) 241-6196

Services: Member Services, Drive-Thru

Open in Directions

Additional Branches

Claremont

Claremont CU

Type: Branch Office

3642 E US Highway 70

Claremont, NC 28610-8530

Phone: (828) 459-5768

Services: Member Services, ATM

Open in Directions