LITHIUM Credit Union Profile

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LITHIUM

Charter #11409 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (704) 868-0890

Fax: (704) 868-5497

Founding Date: N/A

Website: http://www.lithiumfcu.org

Personnel & Operations

President: GOODE, JACKIE

Manager: Campbell, Eric

FT Employees: 5

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 40

Branches: 1

Hours: 9:00 AM TO 5:00 PM M-F

Credit Union Profile Summary

LITHIUM is a FCU Credit Union. With a total of 1,559 members [1], this institution manages approximately $15,789,780 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 13.89% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 1.32% [1].

Financial Snapshot

Total Assets [1]
$15,789,780

Total economic resources.

Total Loans [1]
$11,529,524

Total value of outstanding loans.

Total Deposits [1]
$13,426,892

Total funds deposited by members.

Members [1]
1,559

Number of active members.

Performance Ratios

Net Worth Ratio [1]
13.89%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.44%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
85.87%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 3.17%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 1.32%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 2.16%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1111 BESSEMER CITY KINGS MTN HWY

BESSEMER CITY, NC, 28016-9640
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by LITHIUM (Charter #11409).

Main Office

LITHIUM FEDERAL CU Main Office

Type: Corporate Office

1111 BESSEMER CITY KINGS MTN HWY

Bessemer City, NC 28016-9640

Phone: (704) 868-0890

Services: Member Services

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Additional Branches

Bessemer City

LITHIUM FEDERAL CU

Type: Corporate Office

1111 Bessemer City Kings Mtn Hwy

Bessemer City, NC 28016-9640

Phone: (704) 868-0890

Services: None specified

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