SHUFORD Credit Union Profile

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SHUFORD

Charter #24811 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (828) 568-1234

Fax: (828) 568-1235

Founding Date: N/A

Website: HTTP://WWW.SHUFORDCU.ORG

Personnel & Operations

President: Blackburn, Bruce

Manager: Gaillard, Jerry

FT Employees: 8

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 2

Hours: M-W: 8:30-4:30 Th: 8:30-5:00 F: 7:00-5

Credit Union Profile Summary

SHUFORD is a FCU Credit Union. With a total of 4,501 members [1], this institution manages approximately $36,078,871 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.56% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 18.45% [1].

Financial Snapshot

Total Assets [1]
$36,078,871

Total economic resources.

Total Loans [1]
$29,949,105

Total value of outstanding loans.

Total Deposits [1]
$30,884,567

Total funds deposited by members.

Members [1]
4,501

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.56%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.46%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
96.97%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 8.21%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 18.45%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 0.18%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

882 16th St NE

Hickory, NC, 28601
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by SHUFORD (Charter #24811).

Main Office

Hickory Office Main Office

Type: Corporate Office

882 16th St NE

Hickory, NC 28601

Phone: (828) 568-1234

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Granite Falls

Granite Falls Branch

Type: Branch Office

12 Falls Ave

Granite Falls, NC 28630

Phone: (828) 496-3247

Services: Member Services, ATM

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