HSM Credit Union Profile
Showing details for HSM Credit Union.
Credit Union Profile for: HSM
HSM
Headquarters Contact & Staff
Contact & Info
Phone: (828) 328-2201
Fax: (828) 322-4914
Founding Date: N/A
Website: http://www.hsmfcu.org
Personnel & Operations
President: HARRIS, BENNY
Manager: NORRIS, LORI
FT Employees: 3
PT Employees: 1
Designations & Ratios
MDI Status: No
RBC Ratio: 0%
Membership Type: 15
Branches: 1
Hours: M-F, 9-5
Credit Union Profile Summary
HSM is a FCU Credit Union. With a total of 2,162 members [1], this institution manages approximately $5,715,852 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 13.32% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -7.20% [1].
Financial Snapshot
Performance Ratios
This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.
Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.
Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.
Four-Quarter Growth
Indicates change in total size. Positive growth means the credit union is expanding its operations.
Shows change in lending activity. Positive growth means they are actively increasing their lending business.
Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.
Headquarters Location & Map
Member Ratings & Reviews
Average Member Rating:
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Branch Locations
Found 1 branches reported by HSM (Charter #22740).
Main Office
HICKORY SPRINGS FEDERAL CREDIT UNION Main Office
235 2ND AVE NW
Hickory, NC 28601
Phone: (828) 328-2201
Services: Member Services