LATINO COMMUNITY Credit Union Profile

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LATINO COMMUNITY

Charter #68430 | NCUA Region 2 | FISCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (919) 688-9270

Fax:

Founding Date: N/A

Website: http://www.latinoccu.org

Personnel & Operations

President: Scanga, Maria

Manager: Garcia, Vicky

FT Employees: 317

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 15

Hours: M-F 08:00-18:00

Credit Union Profile Summary

LATINO COMMUNITY is a FISCU Credit Union. With a total of 130,054 members ^[1], this institution manages approximately $1,056,445,986 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 23.04% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -1.82% ^[1].

Financial Snapshot

Total Assets ^[1]

$1,056,445,986

Total economic resources.

Total Loans ^[1]

$853,850,933

Total value of outstanding loans.

Total Deposits ^[1]

$753,518,577

Total funds deposited by members.

Members ^[1]

130,054

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

23.04%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.49%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

113.32%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 1.05%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↓ -1.82%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↓ -7.92%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

6 Moore Dr

Durham, NC, 27703

Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 16 branches reported by LATINO COMMUNITY (Charter #68430).

Main Office

Central Services Main Office

Type: Corporate Office

100 W Morgan St

Durham, NC 27701-3315

Phone: (919) 688-9270

Services: None specified

LATINO COMMUNITY Credit Union Profile