GREATER KINSTON Credit Union Profile

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GREATER KINSTON

Charter #64034 | NCUA Region 2 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (252) 527-4002

Fax: (252) 527-7785

Founding Date: N/A

Website: http://www.greaterkcu.org

Personnel & Operations

President: HARRIS, PRESTON

Manager: SHERROD, JONTAE

FT Employees: 5

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: 9:00 AM TO 5:00 PM MONDAY - FRIDAY

Credit Union Profile Summary

GREATER KINSTON is a FISCU Credit Union. With a total of 3,974 members [1], this institution manages approximately $14,364,180 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 13.42% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 1.82% [1].

Financial Snapshot

Total Assets [1]
$14,364,180

Total economic resources.

Total Loans [1]
$10,103,062

Total value of outstanding loans.

Total Deposits [1]
$12,310,330

Total funds deposited by members.

Members [1]
3,974

Number of active members.

Performance Ratios

Net Worth Ratio [1]
13.42%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.04%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
82.07%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
0.76%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
1.82%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-0.70%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

901 N Queen St

KINSTON, NC, 28501-3943

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by GREATER KINSTON (Charter #64034).

Main Office

GREATER KINSTON CREDIT UNION Main Office

Type: Corporate Office

901 N Queen St

Kinston, NC 28501-3943

Phone: (252) 527-4002

Services: Member Services, Drive-Thru

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