BRAGG MUTUAL Credit Union Profile

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BRAGG MUTUAL

Charter #7955 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (910) 488-3515

Fax: (910) 486-6137

Founding Date: N/A

Website: http://www.braggmutual.org

Personnel & Operations

President: SZOKA, JOHN

Manager: FOLEY, STEPHEN

FT Employees: 25

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 36

Branches: 5

Hours: 9:00 am - 5:00 pm Monday - Thursday 9:00 a

Credit Union Profile Summary

BRAGG MUTUAL is a FCU Credit Union. With a total of 9,605 members [1], this institution manages approximately $130,125,760 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 8.36% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -1.27% [1].

Financial Snapshot

Total Assets [1]
$130,125,760

Total economic resources.

Total Loans [1]
$71,096,795

Total value of outstanding loans.

Total Deposits [1]
$117,854,003

Total funds deposited by members.

Members [1]
9,605

Number of active members.

Performance Ratios

Net Worth Ratio [1]
8.36%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.42%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
60.33%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 16.07%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -1.27%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -1.15%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2917 Village Dr

Fayetteville, NC, 28304-3814
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 4 branches reported by BRAGG MUTUAL (Charter #7955).

Main Office

Main Office Main Office

Type: Corporate Office

2917 Village Dr

Fayetteville, NC 28304-3814

Phone: (910) 488-3515

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Cameron

Spout Springs Branch

Type: Branch Office

1570 NC HWY 24/87

Cameron, NC 28326

Phone: (910) 222-1500

Services: Member Services

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Fayetteville

Cape Fear Valley Branch

Type: Branch Office

1638 Owen Dr Fl 1

Fayetteville, NC 28304-3424

Phone: (910) 483-2417

Services: Member Services

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Fayetteville Branch

Type: Branch Office

201 Hay St Ste 101C

Fayetteville, NC 28301-5581

Phone: (910) 484-2379

Services: Member Services, Drive-Thru

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