FIRST FLIGHT Credit Union Profile

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FIRST FLIGHT

Charter #7870 | NCUA Region 2 | FCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (919) 851-5690

Fax: (919) 851-8667

Founding Date: N/A

Website: https://www.efirstflight.com

Personnel & Operations

President: Williams, Greg

Manager: Allen, Tabitha

FT Employees: 60

PT Employees: 7

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 98

Branches: 5

Hours: MONDAY - FRIDAY 8:30 AM TO 5:30 PM

Credit Union Profile Summary

FIRST FLIGHT is a FCU Credit Union. With a total of 19,940 members ^[1], this institution manages approximately $259,112,422 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11.71% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 12.87% ^[1].

Financial Snapshot

Total Assets ^[1]

$259,112,422

Total economic resources.

Total Loans ^[1]

$155,500,251

Total value of outstanding loans.

Total Deposits ^[1]

$227,140,711

Total funds deposited by members.

Members ^[1]

19,940

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

11.71%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.80%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

68.46%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 7.71%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 12.87%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 4.10%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1815 KILDAIRE FARM RD, SUITE A

CARY, NC, 27518

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 8 branches reported by FIRST FLIGHT (Charter #7870).

Main Office

Cary Corporate Headquarters Main Office

Type: Corporate Office

1815 Kildaire Farm Rd

Suite A

Cary, NC 27518

Phone: (919) 851-5690

Services: None specified

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Additional Branches

Cary

Cary Branch

Type: Branch Office

1815 Kildaire Farm Rd

Suite A

Cary, NC 27518

Phone: (919) 851-5690

Services: Member Services

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Cherry Point

Type: Branch Office

2nd Avenue

Bldg 3672

Cherry Point, NC 28533

Phone: (252) 447-0691

Services: ATM

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Greenville

Type: Branch Office

3530 S Memorial Dr

Greenville, NC 27834

Phone: (252) 329-7378

Services: Member Services, ATM, Drive-Thru

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Havelock

Type: Branch Office

1232 E Main St

Havelock, NC 28532

Phone: (252) 447-0691

Services: Member Services, ATM, Drive-Thru

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Holly Springs

Type: Branch Office

400 Village Walk Dr

Suite 106

Holly Springs, NC 27540

Phone: (919) 557-5311

Services: Member Services, ATM, Drive-Thru

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Morehead City

Type: Branch Office

4501 Arendell St

Morehead City, NC 28557

Phone: (252) 247-0088

Services: Member Services, ATM, Drive-Thru

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New Bern

Type: Branch Office

3127 M L King Jr Blvd

New Bern, NC 28562-5213

Phone: (252) 633-4766

Services: Member Services, ATM, Drive-Thru

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