COASTAL Credit Union Profile

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COASTAL

Charter #18297 | NCUA Region 2 | FCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (919) 420-8000

Fax:

Founding Date: N/A

Website: http://www.coastal24.com

Personnel & Operations

President: Nelson, Joan

Manager: Grodi, Tyler

FT Employees: 603

PT Employees: 15

Designations & Ratios

MDI Status: No

RBC Ratio: 16.51%

Membership Type: 98

Branches: 22

Hours: Lobby Hours: M-F 8:30am - 5:30pm Teller Ho

Credit Union Profile Summary

COASTAL is a FCU Credit Union. With a total of 341,944 members ^[1], this institution manages approximately $5,782,627,106 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.77% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 2.06% ^[1].

Financial Snapshot

Total Assets ^[1]

$5,782,627,106

Total economic resources.

Total Loans ^[1]

$4,173,326,345

Total value of outstanding loans.

Total Deposits ^[1]

$4,955,733,955

Total funds deposited by members.

Members ^[1]

341,944

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

9.77%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.87%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

84.21%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 10.55%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 2.06%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 2.62%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1000 Saint Albans Dr

Raleigh, NC, 27609

Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 25 branches reported by COASTAL (Charter #18297).

Main Office

Administrative Headquarters Main Office

Type: Corporate Office

1000 Saint Albans Dr

Raleigh, NC 27609

Phone: (919) 420-8000

Services: Member Services, ATM

COASTAL Credit Union Profile

COASTAL

Headquarters Contact & Staff

Credit Union Profile Summary

Financial Snapshot

Performance Ratios

Four-Quarter Growth

Headquarters Location & Map

Headquarters Address

Member Ratings & Reviews

Rate This Credit Union

Branch Locations

Main Office

Administrative Headquarters Main Office

Additional Branches

Apex

Carrboro

Cary

Durham

Garner

Henderson

Holly Springs

Morrisville

Raleigh

Rocky Mount

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