ALLVAC SAVINGS AND Credit Union Profile

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ALLVAC SAVINGS AND

Charter #60660 | NCUA Region 2 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (704) 291-7112

Fax: (704) 291-7312

Founding Date: N/A

Website: http://WWW.ALLVACCU.COM

Personnel & Operations

President: HOWIE, RONALD

Manager: PAGE, JOY

FT Employees: 3

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: M-F 8:00 a.m. until 4:30 p.m.

Credit Union Profile Summary

ALLVAC SAVINGS AND is a FISCU Credit Union. With a total of 1,586 members [1], this institution manages approximately $8,613,254 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 17.74% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -0.03% [1].

Financial Snapshot

Total Assets [1]
$8,613,254

Total economic resources.

Total Loans [1]
$5,294,878

Total value of outstanding loans.

Total Deposits [1]
$7,108,323

Total funds deposited by members.

Members [1]
1,586

Number of active members.

Performance Ratios

Net Worth Ratio [1]
17.74%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.41%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
74.49%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 3.38%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -0.03%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 20.24%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2020 Ashcraft Ave

MONROE, NC, 28110-3720
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by ALLVAC SAVINGS AND (Charter #60660).

Main Office

ATI Branch Main Office

Type: Corporate Office

2020 Ashcraft Ave

Monroe, NC 28110-3720

Phone: (704) 291-7112

Services: Member Services, Drive-Thru

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Additional Branches

Monroe

ROOSEVELT BRANCH

Type: Branch Office

2515 W ROOSEVELT BLVD STE A

Monroe, NC 28110-0487

Phone: (704) 631-3338

Services: Member Services, Drive-Thru

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