Financial Overview: Rhode Island (RI)

Summary for Rhode Island

The state of Rhode Island is home to 14 credit unions, managing a collective total of $10.69B ^[1] in assets and serving over 499,438 members ^[1]. These credit unions exhibit a strong average net worth ratio of 12.40% ^[1], which is a key indicator of financial stability. The average Loan-to-Share (LTS) ratio of 77.82% ^[1] suggests CUs here maintain strong liquidity to support future loan demand.

Key Aggregate Metrics

Credit Unions Tracked

14

Total Aggregate Assets ^[1]

Total Members Served ^[1]

Avg. Net Worth Ratio ^[1]

Avg. Loan-to-Share Ratio ^[1]

Indicator: Higher values mean CUs are actively lending.

Data Source Disclaimer

All data is based on the latest available NCUA Call Report data for federally insured credit unions.

Credit Unions List

Name Charter # Total Assets Members Net Worth Ratio LTS Ratio Location

GREENWOOD 66594 $900.4M 60,347 9.11% 96.59% Warwick, RI

CUMBERLAND MUNICIPAL EMPLOYEES 24486 $8.7M 841 19.93% 49.98% Cumberland, RI

THE PEOPLES 65861 $799.1M 41,843 9.81% 107.46% Middletown, RI

CRANSTON MUNICIPAL EMPLOYEES 60780 $79.3M 3,140 19.33% 86.55% CRANSTON, RI

BLACKSTONE RIVER 24523 $72.0M 4,362 11.08% 43.91% Woonsocket, RI

PAWTUCKET MUNICIPAL EMPLOYEES 16016 $6.1M 1,373 12.68% 72.71% PAWTUCKET, RI

WESTERLY COMMUNITY 67270 $503.8M 22,400 8.87% 90.33% Wakefield, RI

RHODE ISLAND 67269 $416.9M 27,472 10.48% 77.01% Providence, RI

OCEAN STATE 66595 $339.3M 22,609 11.64% 106.35% COVENTRY, RI

COMMUNITY & TEACHERS 24730 $31.3M 1,685 10.77% 69.94% East Providence, RI

NAVIGANT 62882 $3.98B 164,353 9.88% 100.52% Smithfield, RI

COASTAL1 67278 $3.40B 142,081 10.25% 111.38% Pawtucket, RI

NATCO EMPLOYEES 16614 $202,649 29 17.20% 14.82% WEST WARWICK, RI

WAVE 24501 $147.7M 6,903 12.55% 61.96% WARWICK, RI

Name	Charter #	Total Assets	Members	Net Worth Ratio	LTS Ratio	Location
GREENWOOD	66594	$900.4M	60,347	9.11%	96.59%	Warwick, RI
CUMBERLAND MUNICIPAL EMPLOYEES	24486	$8.7M	841	19.93%	49.98%	Cumberland, RI
THE PEOPLES	65861	$799.1M	41,843	9.81%	107.46%	Middletown, RI
CRANSTON MUNICIPAL EMPLOYEES	60780	$79.3M	3,140	19.33%	86.55%	CRANSTON, RI
BLACKSTONE RIVER	24523	$72.0M	4,362	11.08%	43.91%	Woonsocket, RI
PAWTUCKET MUNICIPAL EMPLOYEES	16016	$6.1M	1,373	12.68%	72.71%	PAWTUCKET, RI
WESTERLY COMMUNITY	67270	$503.8M	22,400	8.87%	90.33%	Wakefield, RI
RHODE ISLAND	67269	$416.9M	27,472	10.48%	77.01%	Providence, RI
OCEAN STATE	66595	$339.3M	22,609	11.64%	106.35%	COVENTRY, RI
COMMUNITY & TEACHERS	24730	$31.3M	1,685	10.77%	69.94%	East Providence, RI
NAVIGANT	62882	$3.98B	164,353	9.88%	100.52%	Smithfield, RI
COASTAL1	67278	$3.40B	142,081	10.25%	111.38%	Pawtucket, RI
NATCO EMPLOYEES	16614	$202,649	29	17.20%	14.82%	WEST WARWICK, RI
WAVE	24501	$147.7M	6,903	12.55%	61.96%	WARWICK, RI