RHODE ISLAND Credit Union Profile

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RHODE ISLAND

Charter #67269 | NCUA Region 1 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (401) 751-7440

Fax: (401) 454-0540

Founding Date: N/A

Website: http://www.ricreditunion.org

Personnel & Operations

President: Correia, Jane

Manager: Suvall, David

FT Employees: 82

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 7

Hours: M-W 8:30am - 4:30pm, Th 8:30am - 5:30pm, Fr

Credit Union Profile Summary

RHODE ISLAND is a FISCU Credit Union. With a total of 27,472 members [1], this institution manages approximately $416,875,501 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 10.53% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 1.92% [1].

Financial Snapshot

Total Assets [1]
$416,875,501

Total economic resources.

Total Loans [1]
$284,522,077

Total value of outstanding loans.

Total Deposits [1]
$369,454,536

Total funds deposited by members.

Members [1]
27,472

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.53%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.08%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
77.01%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 2.40%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 1.92%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -1.46%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

95 Jefferson Blvd

Warwick, RI, 02888
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 7 branches reported by RHODE ISLAND (Charter #67269).

Main Office

Rhode Island Credit Union Main Office

Type: Corporate Office

160 Francis St

Providence, RI 02903-1118

Phone: (401) 751-7440

Services: Member Services, ATM

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Additional Branches

Bristol

Rhode Island Credit Union

Type: Branch Office

390 Metacom Ave

Bristol, RI 02809

Phone: (401) 253-1313

Services: Member Services, ATM, Drive-Thru

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Rhode Island Credit Union

Type: Branch Office

480 Metacom Ave

Bristol, RI 02809

Phone: (401) 253-2000

Services: Member Services

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Cranston

Rhode Island Credit Union

Type: Branch Office

860 Reservoir Ave

Cranston, RI 02910-4414

Phone: (401) 941-8770

Services: Member Services, ATM

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Kingston

Rhode Island Credit Union

Type: Branch Office

50 Lower College Rd

URI Memorial Union

Kingston, RI 02881

Phone: (401) 789-0253

Services: Member Services, ATM

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Pascoag

Rhode Island Credit Union

Type: Branch Office

60 N Main St

Pascoag, RI 02859-3137

Phone: (401) 568-6271

Services: Member Services, ATM, Drive-Thru

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Pawtucket

Rhode Island Credit Union

Type: Branch Office

594 Central Ave

Pawtucket, RI 02861-1956

Phone: (401) 722-8236

Services: Member Services, ATM, Drive-Thru

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