BLACKSTONE RIVER Credit Union Profile

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BLACKSTONE RIVER

Charter #24523 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (401) 767-1990

Fax: (401) 769-9241

Founding Date: N/A

Website: http://www.blackstoneriverfcu.org

Personnel & Operations

President: Gagnon, Jean

Manager: Wood, James

FT Employees: 9

PT Employees: 6

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 2

Hours: Mon-Wed: 9am to 4:30pm Thurs: 9am to 5pm

Credit Union Profile Summary

BLACKSTONE RIVER is a FCU Credit Union. With a total of 4,362 members [1], this institution manages approximately $71,994,576 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11.08% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 1.67% [1].

Financial Snapshot

Total Assets [1]
$71,994,576

Total economic resources.

Total Loans [1]
$28,024,881

Total value of outstanding loans.

Total Deposits [1]
$63,822,520

Total funds deposited by members.

Members [1]
4,362

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.08%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.21%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
43.91%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 1.20%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 1.67%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -1.45%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

10 Monument Sq

Woonsocket, RI, 02895
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by BLACKSTONE RIVER (Charter #24523).

Main Office

Main Office Main Office

Type: Corporate Office

10 Monument Sq

Woonsocket, RI 02895

Phone: (401) 767-1990

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Lincoln

Lincoln Branch Office

Type: Branch Office

100 Old River Rd

Lincoln, RI 02865

Phone: (401) 333-0780

Services: Member Services

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