CRANSTON MUNICIPAL EMPLOYEES Credit Union Profile

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CRANSTON MUNICIPAL EMPLOYEES

Charter #60780 | NCUA Region 1 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (401) 463-3010

Fax: (401) 463-3319

Founding Date: N/A

Website: http://www.CMEcreditunion.org

Personnel & Operations

President: Balducci, Joseph

Manager: Dyl, Timothy

FT Employees: 11

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 2

Hours: Monday thru Friday 10:00 AM - 4:30 PM

Credit Union Profile Summary

CRANSTON MUNICIPAL EMPLOYEES is a FISCU Credit Union. With a total of 3,140 members [1], this institution manages approximately $79,310,527 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 19.35% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -7.24% [1].

Financial Snapshot

Total Assets [1]
$79,310,527

Total economic resources.

Total Loans [1]
$50,171,173

Total value of outstanding loans.

Total Deposits [1]
$57,969,591

Total funds deposited by members.

Members [1]
3,140

Number of active members.

Performance Ratios

Net Worth Ratio [1]
19.35%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.23%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
86.55%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -2.15%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -7.24%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -1.07%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1615 PONTIAC AVE

CRANSTON, RI, 02920
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by CRANSTON MUNICIPAL EMPLOYEES (Charter #60780).

Main Office

Corporate Office Main Office

Type: Corporate Office

1615 Pontiac Ave

Cranston, RI 02920

Phone: (401) 463-3010

Services: Member Services

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