THE PEOPLES Credit Union Profile

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THE PEOPLES

Charter #65861 | NCUA Region 1 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (401) 846-8930

Fax: (401) 846-1210

Founding Date: N/A

Website: http://www.peoplescu.com

Personnel & Operations

President: Ottiano, Christopher

Manager: Daly, Sean

FT Employees: 116

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 6

Hours: Lobby Hours Monday - Thursday 8:30am - 4

Credit Union Profile Summary

THE PEOPLES is a FISCU Credit Union. With a total of 41,843 members [1], this institution manages approximately $799,115,690 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 10.02% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 13.37% [1].

Financial Snapshot

Total Assets [1]
$799,115,690

Total economic resources.

Total Loans [1]
$666,039,895

Total value of outstanding loans.

Total Deposits [1]
$619,830,907

Total funds deposited by members.

Members [1]
41,843

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.02%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.10%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
107.46%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 7.88%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 13.37%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 3.49%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

858 W Main Rd

Middletown, RI, 02842
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 6 branches reported by THE PEOPLES (Charter #65861).

Main Office

Peoples Credit Union Main Office

Type: Corporate Office

858 W Main Rd

Middletown, RI 02842

Phone: (401) 846-8930

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Bristol

Peoples Credit Union

Type: Branch Office

50 Gooding Ave

Bristol, RI 02809

Phone: (401) 253-6500

Services: Member Services, ATM, Drive-Thru

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N Kingstown

Peoples Credit Union

Type: Branch Office

7490 Post Rd

N Kingstown, RI 02852

Phone: (401) 885-9660

Services: Member Services, ATM, Drive-Thru

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Newport

Peoples Credit Union

Type: Branch Office

43 Memorial Blvd

Newport, RI 02840

Phone: (401) 846-1965

Services: Member Services, ATM, Drive-Thru

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Portsmouth

Peoples Credit Union

Type: Branch Office

2537 E Main Rd

Portsmouth, RI 02871

Phone: (401) 683-3166

Services: Member Services, ATM, Drive-Thru

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Wakefield

Peoples Credit Union

Type: Branch Office

150 Old Tower Hill Rd

Wakefield, RI 02879

Phone: (401) 789-5551

Services: Member Services, ATM, Drive-Thru

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