COASTAL1 Credit Union Profile

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COASTAL1

Charter #67278 | NCUA Region 1 | FISCU

Low-Income Designation: No

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (401) 722-2212

Fax: (401) 729-4032

Founding Date: N/A

Website: https://www.coastal1.org

Personnel & Operations

President: LeClair, Ronald

Manager: Azar, Brian

FT Employees: 283

PT Employees: 5

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 19

Hours: Lobby M - W 9:00 am - 4:00 pm T 9:00 am -

Credit Union Profile Summary

COASTAL1 is a FISCU Credit Union. With a total of 142,081 members ^[1], this institution manages approximately $3,399,885,028 in total assets ^[1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 10.39% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 0.08% ^[1].

Financial Snapshot

Total Assets ^[1]

$3,399,885,028

Total economic resources.

Total Loans ^[1]

$2,930,951,074

Total value of outstanding loans.

Total Deposits ^[1]

$2,631,485,254

Total funds deposited by members.

Members ^[1]

142,081

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

10.39%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.46%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

111.38%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 2.35%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 0.08%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 2.32%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1200 Central Ave

Pawtucket, RI, 02861-2200

Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 17 branches reported by COASTAL1 (Charter #67278).

Main Office

Main Office Main Office

Type: Corporate Office

1200 Central Ave

Pawtucket, RI 02861-2200

Phone: (401) 722-2212

Services: Member Services, ATM, Drive-Thru

COASTAL1 Credit Union Profile

COASTAL1

Headquarters Contact & Staff

Credit Union Profile Summary

Financial Snapshot

Performance Ratios

Four-Quarter Growth

Headquarters Location & Map

Headquarters Address

Member Ratings & Reviews

Rate This Credit Union

Branch Locations

Main Office

Main Office Main Office

Additional Branches

Bristol

Cranston

Cumberland

East Greenwich

East Providence

North Kingstown

North Providence

Pawtucket

Providence

Rumford

Smithfield

Wakefield

Warwick