PAWTUCKET MUNICIPAL EMPLOYEES Credit Union Profile

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PAWTUCKET MUNICIPAL EMPLOYEES

Charter #16016 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (401) 728-0500

Fax: (401) 727-0243

Founding Date: N/A

Personnel & Operations

President: Wilcox, Michael

Manager: Paiva, Lisa

FT Employees: 2

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 36

Branches: 1

Hours: MONDAY THRU FRIDAY 9 AM TO 2 PM

Credit Union Profile Summary

PAWTUCKET MUNICIPAL EMPLOYEES is a FCU Credit Union. With a total of 1,373 members [1], this institution manages approximately $6,099,739 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 12.68% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -1.56% [1].

Financial Snapshot

Total Assets [1]
$6,099,739

Total economic resources.

Total Loans [1]
$3,863,038

Total value of outstanding loans.

Total Deposits [1]
$5,312,905

Total funds deposited by members.

Members [1]
1,373

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.68%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.86%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
72.71%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
4.80%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-1.56%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
1.40%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

137 ROOSEVELT AVE

PAWTUCKET, RI, 02860

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by PAWTUCKET MUNICIPAL EMPLOYEES (Charter #16016).

Main Office

Pawtucket Municipal Employees Federal Credit Union Main Office

Type: Corporate Office

137 Roosevelt Ave

Pawtucket, RI 02860

Phone: (401) 728-0500

Services: Member Services

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