WESTERLY COMMUNITY Credit Union Profile

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WESTERLY COMMUNITY

Charter #67270 | NCUA Region 1 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (401) 596-7000

Fax:

Founding Date: N/A

Website: http://www.westerlyccu.com

Personnel & Operations

President: Stefanski, Pete

Manager: White, Stephen

FT Employees: 81

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 5

Hours: Lobby/Drive Up Monday - Wednesday 9am - 4p

Credit Union Profile Summary

WESTERLY COMMUNITY is a FISCU Credit Union. With a total of 22,400 members [1], this institution manages approximately $503,824,840 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 9% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 2.37% [1].

Financial Snapshot

Total Assets [1]
$503,824,840

Total economic resources.

Total Loans [1]
$399,409,593

Total value of outstanding loans.

Total Deposits [1]
$442,181,928

Total funds deposited by members.

Members [1]
22,400

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.81%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
90.33%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 3.27%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 2.37%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -3.45%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

4979 Tower Hill Rd

Wakefield, RI, 02879-2283
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 5 branches reported by WESTERLY COMMUNITY (Charter #67270).

Main Office

Granite Street Office Main Office

Type: Corporate Office

122 Granite St

Westerly, RI 02891

Phone: (401) 596-7000

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Coventry

Coventry Branch

Type: Branch Office

2405 Nooseneck Hill Rd

Coventry, RI 02816

Phone: (401) 596-7000

Services: Member Services, ATM, Drive-Thru

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Wakefield

Wakefield Branch & Operation Center

Type: Branch Office

4979 Tower Hill Rd

Wakefield, RI 02879-2283

Phone: (401) 596-7000

Services: Member Services, ATM, Drive-Thru

Open in Directions

Westerly

Dunn's Corner Branch

Type: Branch Office

244 Post Rd

Westerly, RI 02891

Phone: (401) 596-7000

Services: Member Services, ATM, Drive-Thru

Open in Directions

Wyoming

Richmond Branch

Type: Branch Office

64 Kingstown Rd

Wyoming, RI 02898

Phone: (401) 596-7000

Services: Member Services, ATM, Drive-Thru

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