ANDERSON COUNTY Credit Union Profile

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ANDERSON COUNTY

Charter #9880 | NCUA Region 2 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (903) 729-6788

Fax: (903) 723-5728

Founding Date: N/A

Website: http://www.ancfcu.com

Personnel & Operations

President: Missildine, Gary

Manager: Rampy, Jessica

FT Employees: 5

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: 8:30-11:00 12:00-5:00

Credit Union Profile Summary

ANDERSON COUNTY is a FCU Credit Union. With a total of 2,254 members [1], this institution manages approximately $25,283,387 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 16.8% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 5.60% [1].

Financial Snapshot

Total Assets [1]
$25,283,387

Total economic resources.

Total Loans [1]
$8,134,692

Total value of outstanding loans.

Total Deposits [1]
$20,970,933

Total funds deposited by members.

Members [1]
2,254

Number of active members.

Performance Ratios

Net Worth Ratio [1]
16.8%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.80%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
38.79%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
3.48%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
5.60%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
15.24%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2307 W Oak St

Palestine, TX, 75801-4063

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by ANDERSON COUNTY (Charter #9880).

Main Office

Anderson County Federal Credit Union Main Office

Type: Corporate Office

2307 W Oak St

Palestine, TX 75801-4063

Phone: (903) 729-6788

Services: Member Services, Drive-Thru

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