SAINT LAWRENCE Credit Union Profile

Showing details for SAINT LAWRENCE Credit Union.

Home > NY > SAINT LAWRENCE

SAINT LAWRENCE

Charter #9871 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (315) 393-3530

Fax: (315) 393-3700

Founding Date: N/A

Website: http://www.stlawrfcu.com

Personnel & Operations

President: Loffler, Douglas

Manager: Taylor, Amber

FT Employees: 56

PT Employees: 4

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 6

Hours: Mon-Fri: 8:30AM - 4:30PM

Credit Union Profile Summary

SAINT LAWRENCE is a FCU Credit Union. With a total of 13,198 members [1], this institution manages approximately $245,388,197 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11.82% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -1.84% [1].

Financial Snapshot

Total Assets [1]
$245,388,197

Total economic resources.

Total Loans [1]
$172,487,089

Total value of outstanding loans.

Total Deposits [1]
$215,529,150

Total funds deposited by members.

Members [1]
13,198

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.82%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.06%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
80.03%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
1.39%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-1.84%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
2.84%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

800 Commerce Park Dr

Ogdensburg, NY, 13669-2208

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 5 branches reported by SAINT LAWRENCE (Charter #9871).

Main Office

Commerce Park Drive Main Office

Type: Corporate Office

800 Commerce Park Dr

Ogdensburg, NY 13669-2208

Phone: (315) 393-3530

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Canton

Court Street

Type: Branch Office

33 Court St

Canton, NY 13617

Phone: (315) 379-9380

Services: Member Services, ATM, Drive-Thru

Open in Directions

Heuvelton

81 State Street

Type: Branch Office

81 State St

Heuvelton, NY 13654

Phone: (315) 393-3530

Services: Member Services, ATM, Drive-Thru

Open in Directions

Ogdensburg

State Street

Type: Branch Office

333 State St

Ogdensburg, NY 13669-1405

Phone: (315) 394-7532

Services: Member Services, ATM, Drive-Thru

Open in Directions

Potsdam

State Highway 56

Type: Branch Office

6585 State Highway 56

Potsdam, NY 13676

Phone: (315) 261-4637

Services: Member Services, ATM

Open in Directions