GREATER NIAGARA Credit Union Profile

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GREATER NIAGARA

Charter #9537 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (716) 297-5944

Fax: (716) 297-6074

Founding Date: N/A

Website: https://www.greaterniagarafcu.com

Personnel & Operations

President: Lodick III, George

Manager: Zasucha, Janelle

FT Employees: 10

PT Employees: 4

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 2

Hours: M,T,W,F 8:00 AM - 4:40 PM TH 8:00 AM - 6:0

Credit Union Profile Summary

GREATER NIAGARA is a FCU Credit Union. With a total of 7,917 members [1], this institution manages approximately $69,605,147 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.55% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -6.25% [1].

Financial Snapshot

Total Assets [1]
$69,605,147

Total economic resources.

Total Loans [1]
$26,874,431

Total value of outstanding loans.

Total Deposits [1]
$60,741,360

Total funds deposited by members.

Members [1]
7,917

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.55%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.97%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
44.24%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 1.40%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -6.25%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -1.75%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2901 MILITARY RD

NIAGARA FALLS, NY, 14304-1251
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by GREATER NIAGARA (Charter #9537).

Main Office

Greater Niagara FCU Main Office

Type: Corporate Office

2901 MILITARY RD

Niagara Falls, NY 14304-1251

Phone: (716) 297-5944

Services: Member Services, ATM, Drive-Thru

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Additional Branches

North Tonawanda

160 WARD RD

Type: Branch Office

160 WARD RD

North Tonawanda, NY 14120-2446

Phone: (716) 695-1829

Services: Member Services, ATM, Drive-Thru

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