SP TRAINMEN Credit Union Profile

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SP TRAINMEN

Charter #9496 | NCUA Region 2 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (713) 453-1010

Fax: (713) 453-4611

Founding Date: N/A

Personnel & Operations

President: Godejohn, Darrin

Manager: Place, Karen

FT Employees: 1

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 52

Branches: 1

Hours: 9:00 A.M. to 12:00 P.M. & 1:00 P.M. to 4:30

Credit Union Profile Summary

SP TRAINMEN is a FCU Credit Union. With a total of 484 members [1], this institution manages approximately $2,975,225 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 19.63% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -1.30% [1].

Financial Snapshot

Total Assets [1]
$2,975,225

Total economic resources.

Total Loans [1]
$812,872

Total value of outstanding loans.

Total Deposits [1]
$2,314,850

Total funds deposited by members.

Members [1]
484

Number of active members.

Performance Ratios

Net Worth Ratio [1]
19.63%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-5.25%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
35.12%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-4.37%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-1.30%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-3.78%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

12655 Woodforest Blvd Ste 855

Houston, TX, 77015-3466

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by SP TRAINMEN (Charter #9496).

Main Office

S. P. Trainmen Federal Credit Union Main Office

Type: Corporate Office

12655 Woodforest Blvd Ste 855

Houston, TX 77015-3466

Phone: (713) 453-1010

Services: Member Services

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